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Year-end special 2023: RBI initiatives cheer bank customers in 2023, but credit card holders contend with fewer benefits

Yearender 2023: From launching the UDGAM portal for unclaimed deposits to instructing banks on timely return of property documents to borrowers, the central bank initiatives made life easy for bank customers. RBI’s stance on interest rates will be keenly watched in 2024, with some market watchers expecting reduction in rates from the second half of next year. ....

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Unclaimed deposits with banks rise by 28 pc to Rs 42,270 cr in FY23

Replying to another question, Karad said quoting RBI data, gross non-performing assets (NPAs), including those associated with Prime Minister Employment Generation Programme (PMEGP), of scheduled commercial banks (SCBs) was Rs 9,33,779 crore (Gross NPA ratio of 9.07 per cent) as on March 31, 2019, Rs 8,96,082 crore (Gross NPA ratio of 8.21 per cent) as on March 31, 2020 and Rs 8,35,051 crore (Gross NPA ratio of 7.33 per cent) as on March 31, 2021. ....

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Saraswat Bank on UDGAM portal

RBI has expanded its Unclaimed Deposits – Gateway to Access Information (UDGAM) portal by adding 23 ....

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