Abstract: The role of the states, particularly the idea that most governmental power should be in the states, is important to America's constitutional system. It has been somewhat eroded in many fields by adverse Supreme Court decisions, but the states are still where much of the innovation in governmental activity is to be found, particularly the kind of activity that assists and encourages economic growth.
The primary goal of the INFINZ Awards is to raise standards through recognising and rewarding innovation and excellence. A key criterion is how financial sector participants have added value to their clients and to the wider financial services ecosystem.