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One in every five rupees lent by SBI to individuals, goes to government employees

₹1,59,660 crore
Kranthi Bathini, an equity strategist at WealthMills Securities, told Business Insider that this place the bank in a better position compared to other peers. “Whenever an unsecured loan is disbursed to a salaried government employee the probability of a potential return is on a much higher side. And that makes the quality of the book strong in any case. Since it is specifically mentioned that this book is disbursed to the govt employees then it is fully insulated from ups and down in the economy and moratorium too,” added Bathini.
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Everyone is afraid of the rise in bad loans when the moratorium ends but not SBI ....

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