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Peoples ability to withstand financial shocks and one quarter of u. S. Respondents were financially fragile in the sense they could not come up with 2,000 in 30 days. Including respondents who reported probably being unable to come up with 2,000, half would be viewed as financially fragile. Low saving was the reported. In addition, Many Americans report that adequate saving for retirement is a challenge. In a 2014 gallup poll, only half respondents reported being confident they will have enough money to live comfortable in retirement. Research validates this concern and households in the lower distribution are most likely to be squeezed. So, for example, lower income households are much more likely to experience a material drop in their consumption at retirement than their higher income counterparts. Okay. So this brings us to the crucial questions of why people dont save enough and how federal policy can encourage them to save mo ....
Those teams have some great capabilities. It gives you a great starting point. And i think that our first thought in 2010 was lets set up with the initial structure, set it up in terms of offense and defense and teams that could do offensive actions to defend the country. Anyone have anything to add to that . Yes, sir . Dr. Singer . Just two things. The first is the idea of assuming that our response would have to be limited just to cyber means. If someone carries out an act of war against us using cyber means we are not and should not be limited in our response to use other means, and thats why were seeing that kind of deterrence hold. The second though is as general alexander said weve built up great capabilities. There are many things mr. Snowden did but one of the other things he did was reveal we have very potent cyber offense capability capability. I would add to those who believe building up more will deliver deterrence. The question, why has not not delivered deterrence yet . T ....
House Foreign Affairs committee on militant Group Alshabaab and why he feels it could become more of a global threat if the United States wont counter its influence. Alshabaab is this tamalebased group that took credit for last weeks attack at a canyon Shopping Mall. This is just over two hours. [inaudible conversations] [inaudible conversations] [inaudible conversations] this hearing will come to order at this time. Today we are going to meet to assess the threat and i would ask all members to take their seats at this time. Today we are going to discuss the threat from alshabaab which is al qaedas franchise in the horn of africa. We are going to discuss the threat that it poses to somalia combat the threat to the horn of africa, to the region and the threat that it ....
Bones. They call the senate to session, gavel it order, and say well be in recess until tomorrow at noon. Boom. Because we do that, were not in recess. So you cant use the recess appointment power. So the first question the Supreme Court has to decide is the exercise that the supreme that the senate goes through a real recess or not. In order, is it a recess during which the president could use the recess appointment power. Yes or no. The second question, remember what the article the section of the constitution says. It said the president should have the power to fill all vacancy that may happen during the recess of the senate. The second question is does the recess have to arise sorry does the vacancy have to arise during the recess. Can you use the tower fill a vacancy that aroads a long time ago . Fade to black. Fade up. Why do we have it in the constitution in the first place . Remember, that the congress used to be out of ses ....