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Verification, Non-QM, Subservicer, Franchise, Appraisal Products; Rates Tread Water

Singer/actress Olivia Newton John AND author David McCullough, both dying to start the week? (I just finished “Mornings on Horseback.”) After I die, I want my remains to be spread over Disneyland in Southern California. But I don’t want to be cremated. (Think about it.) Brokers know that also involving Southern California is today’s loanDepot earnings call at 2PM PT. “LD” has made some very public pronouncements of cutbacks in recent months… Will today continue that streak? Stay tuned. One can only imagine. Follow the money… how ‘bout the budget reconciliation bill that include $80 billion for the IRS for audits and enforcement, among other things?! Capital markets staff certainly focus on money, and the current STRATMOR blog is titled, “Capital Markets: Protecting Margins and Assets.” Does your company offer a 2nd mortgage behind someone else’s 1st? Interesting… Independent mortgage banks (IMBs) ....

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