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The 10 required benefits. How much variation in his there in benefits Going Forward . We know from the bronze to the silver that has to do with the degree of coverage of premium but in terms of benefits how much variety is that is for the given product so what is that is a representation and across all types of products was the average rate of increase . Spittoons your question after 2014 the variability of benefits, you are correct there is the much lower variability among the level of insurance and deductibles as well as Provider Networks and of formulary. What you will see i think is we are competing more ought Customer Service and value added things that is the ability to help keep you healthy to get you engaged and the variability is greatly reduced. I have to go locale but we offer and again looking at that val ....
Different dynamics. An air tran area. Georgia, a state that has gotten some attention, an urban area like atlanta, you have a lot of different providers, lot of different providers competing, a lot of choice and variations of very competitive marketplace is. For providers as well as for plans. In other parts of the state we may be only insurer and then maybe the only hospital network. And so a lot of the variation for ross has to do with the provider network, the formularies, really with the underlying cost of care which gets automatically reflected in the rate. We cannot lose sight of the fact that ultimately on the cost of care. I would add to the point that from a rating perspective carriers of the flexibility to include the geographic rating factor. You may be across a different area and end up with variability because carriers can price based upon geography. If i could add three quick things. The first is it is important to emphasize that we have to look at aggregates instead of a ....
[inaudible conversations] to spend glass afternoon everyone then director of the center at the Atlantic Council event on behalf of my colleagues i want to welcome all love you to our second event in todays on afghanistan. For obvious reasons the attention is now focused from our side even though we know washington bag gets distracted by the crisis of the day we felt it very critical that we continue our focus on afghanistan and in particular because looking at this country and if the surrounding neighbors over the last five and a half years we felt it period important we continue with the issues of the critical juncture with the development of the policies so even while we wait for the final results of the election we felt it is critical to share with you of what to expect. I am delighted with of the transition and transformation and i am very pleased to welcome to day paul frost the chief far the imf and is a former colleague f ....
Million and now they live in an ugly Office Building in a crummy location. Next they buy the the boston globe newspaper with losses for 1. 3 billion, invest millions and millions and millions of dollars to get it going, and in the end they sell it for zero, they give it away. Then they write nasty editorials and opeds telling me how i should be handling world events and our country. Tell me. But thats what we have. They are incompetent, dishonest people who after an election had to apologize because they covered it, us, me, all of us, they covered it so badly they felt they were forced to apologize because their predictions were so bad. Do you remember their predictions . They lost a lot of people because of the way they covered. Here is the story. If the medias job is to be honest and tell the truth, then i think we would all agree the media deserves a very, very big fat failing grade. [cheers and applause] very dishonest people ....