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CSPAN2 Key Capitol Hill Hearings June 28, 2014

The 10 required benefits. How much variation in his there in benefits Going Forward . We know from the bronze to the silver that has to do with the degree of coverage of premium but in terms of benefits how much variety is that is for the given product so what is that is a representation and across all types of products was the average rate of increase . Spittoons your question after 2014 the variability of benefits, you are correct there is the much lower variability among the level of insurance and deductibles as well as Provider Networks and of formulary. What you will see i think is we are competing more ought Customer Service and value added things that is the ability to help keep you healthy to get you engaged and the variability is greatly reduced. I have to go locale but we offer and again looking at that val ....

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CSPAN2 Key Capitol Hill Hearings June 28, 2014

Different dynamics. An air tran area. Georgia, a state that has gotten some attention, an urban area like atlanta, you have a lot of different providers, lot of different providers competing, a lot of choice and variations of very competitive marketplace is. For providers as well as for plans. In other parts of the state we may be only insurer and then maybe the only hospital network. And so a lot of the variation for ross has to do with the provider network, the formularies, really with the underlying cost of care which gets automatically reflected in the rate. We cannot lose sight of the fact that ultimately on the cost of care. I would add to the point that from a rating perspective carriers of the flexibility to include the geographic rating factor. You may be across a different area and end up with variability because carriers can price based upon geography. If i could add three quick things. The first is it is important to emphasize that we have to look at aggregates instead of a ....

United States , District Of Columbia , City Of , United Kingdom , Steve Hickey , Going Forward , Provider Networks , Customer Service , Service Value , Value Added , Keep People , Congressional Research , Congressional Research Service , Research Service , Narrow Networks , Network Adequacy , Additional Information , Commonwealth Fund , Program Stay , Networks Tickets , Blue Cross , Blue Cross Blue Shield , Cross Blue , Blue Shield , Market Share , Additional Guidance ,