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HomeReady and Home Possible loans: What are they, how to get one in 2024

Mortgage Refinancing up 20% As Some Lenders Quote Rates Below 7%

Falling mortgage rates are pushing current borrowers to rush to take advantage of the slide, boosting the number of refinance applications.

Mortgage Rates Are Falling at Fastest Pace Since the 2008 Crash

The 30-year fixed mortgage rate has plunged by 69 basis points in a five-week period, its sharpest such drop since late 2008.

Mortgage Applications Decreased in Latest MBA Weekly Survey

Stubbornly high interest rates and decreased housing inventory are contributing to the slide. It’s more of the same for the U.S. housing market as weekly mortgage applications are in retreat, mostly due to high home prices and robust interest rates.That’s the call from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending July 21, 2023.The survey found that Market Composite Index, which tracks U.S. mortgage loan application volume, slid by 1.8% from the

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