Canada's 2024 federal budget mentioned exploring halal mortgages, sparking some to claim the home financing plans would offer unfair advantages to Muslim buyers in the tight housing market. This is misleading; the loans, which do not charge traditional interest, are open to people of any faith and have fees comparable to the cost of paying conventional mortgages.
Having a credit score under 600 can severely limit your purchasing power and financial flexibility. A score in this "fair" credit range is often seen as high-risk by lenders, meaning you'll face.
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