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476 d $476. and here s the new trend line. one thing i laid out for our senate colleagues who were saying the senate bill would reduce premiums 30% to the trend line, we re still not bringing it down to where we should, if we tul did a root cause analysis of what caused this trend line to increase and we have the answer, because hhs, commissioner study by mckenzy. here s one example, ten. their premiums tripled in t tennessee for a 40-year-old male. nonmedicaid expansion site. here s the main cause. covering people s conditions. and community rating. chris, here s the good news. you can actually cover people with preexisting conditions, like maine did, didn t repeal guaranteed issue, supplanted it with visible high-risk pools. this is what their premiums were prior to implementing invisible high risk pools. this is what they went to. this is a third of what it was ....