476 d $476. and here's the new trend line. one thing i laid out for our senate colleagues who were saying the senate bill would reduce premiums 30% to the trend line, we're still not bringing it down to where we should, if we tul did a root cause analysis of what caused this trend line to increase and we have the answer, because hhs, commissioner study by mckenzy. here's one example, ten. their premiums tripled in t tennessee for a 40-year-old male. >> nonmedicaid expansion site. >> here's the main cause. covering people's conditions. and community rating. chris, here's the good news. you can actually cover people with preexisting conditions, like maine did, didn't repeal guaranteed issue, supplanted it with visible high-risk pools. this is what their premiums were prior to implementing invisible high risk pools. this is what they went to. this is a third of what it was