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I would like to call the meeting to order at this time and i would like to, if i may, give just a brief overview of what you can expect. We have called the meeting to order and there will be an Opening Statement of the chair and Opening Statements of the Ranking Member, Opening Statement from chairwoman waters and witnesses will be introduced and they will give their Opening Statements and we will have q a and adjournments. The title of todays hearing is protecting homeownerss during e pandemic, oversight of Mortgage Services, implementation of the cures act and without objection the chair is authorized to declare a recess of the subcommittee at any time. E. Also without objection of members of committee who are not members of this subcommittee may participate in todays hearing for the purposes of making an Opening Statement and questions of witnesses. Members are reminded to keep their video function on at all times, even when they are not recognized by the chair. Members are also rem

United statesSouth carolinaMarcia griffinDarnell williamsMarsha griffinEsther cohenFiona hillOpening statementOpening statementsMembers committeeCommittee membersSomething worthyHouse rulesMember participationHard workAttention office