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representatives from the three major consumer reporting agencies testified in front of a house subcommittee about credit reporting practices. topics included accuracy of credit reports and disparities in credit scores between whites and minorities. without objection the chair is also [inaudible] to declare a recess of the committee at anytime. without objection [inaudible] the full committee, not on this committee [inaudible] subcommittee are authorized to participate in the day s hearing. as a reminder, i ask members to keep themselves muted when they are not being recognized to minimize disturbances for members who are asking questions of our witnesses. at the staff have been instructed by [inaudible] except way member is not being recognized and there is inadvertent background noise. members are reminded that all house rules relating to order and just core apply to this remote hearing. and those members are also reminded that them they may participate in only one remote
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