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BI Bawa Kabar Gembira, Kredit UMKM Melesat di Tengah Covid-19 : Okezone Economy

BI Bawa Kabar Gembira, Kredit UMKM Melesat di Tengah Covid-19 : Okezone Economy
okezone.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from okezone.com Daily Mail and Mail on Sunday newspapers.

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KUR Bank Mandiri Rp19,6 Triliun di Semester I-2021 : Okezone Economy

KUR Bank Mandiri Rp19,6 Triliun di Semester I-2021 : Okezone Economy
okezone.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from okezone.com Daily Mail and Mail on Sunday newspapers.

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Lebih Banyak Simpan Uang, Orang RI Enggan Ajukan Kredit di Bank : Okezone Economy

Selama pandemi covid-19, Bank Indonesia telah beberapa kali menurunkan suku bunga acuan, katanya.
Namun demikian, suku bunga kredit perbankan ternyata cenderung lebih rigid. Pada April 2021, selisih suku bunga acuan BI dengan suku bunga kredit konsumsi sebesar 7,37% , perbedaan dengan suku bunga kredit investasi sebesar 5,18% , dan perbedaan dengan suku bunga modal kerja adalah sebesar 5,53%. Selain itu, perubahan pergerakan suku bunga kredit perbankan sangat lambat.
Saat ini, ruang fiskal terbatas akibat dari tax ratio yang rendah dan aktivitas ekonomi menurun. Implikasinya dana untuk PEN ruangnya lebih terbatas. Stimulus fiskal untuk pandemi hanya berkisar 7,88% dari PDB, jauh di bawah peer countries.
Sebelumnya ....

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