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Retirement Racial Wealth Gap Disproportionately Impacts Black, Hispanic Americans

Debt and lack of access to a pension plan can make it especially difficult for Black and Hispanic Americans to maintain steady income in retirement, researchers find. ....

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Closing the Racial Wealth Gap in Retirement Preparedness

Closing the Racial Wealth Gap in Retirement Preparedness
upenn.edu - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from upenn.edu Daily Mail and Mail on Sunday newspapers.

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Would using location data in AI-based credit models improve fairness?

Researchers at the Federal Reserve Bank of Philadelphia have come up with a plan for letting banks innovate with artificial intelligence and widening access to credit at the same time. ....

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Would using location data in AI-based credit models improve fairness?

Would using location data in AI-based credit models improve fairness?
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This Philly Fed research has a suggestion for making AI-enabled mortgage lending more equitable

“With advances in AI, we have choices," machine learning economist Vitaly Meursault said. "To ban it, to accept them as they are, or to guide their use to achieve outcomes that are more consistent with our values.” ....

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