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NBFCs: Are asset quality bombs lurking for NBFCs at the end of the cycle? Karan Gupta answers

Karan Gupta of India Ratings & Research expects a growth slowdown in the unsecured lending sector in FY25, particularly on the personal loan side, due to funding constraints. The MFI sector s rating outlook remains stable, reflecting the impact of deregulation on yields and risk-based pricing. Gupta says "the tightness for deposit accruals is more structural in nature and that is something that will continue." ....

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Lagged deposit growth to constrain credit growth for banks in FY25: India Ratings

Lagging deposit accretion poses the risk of constraining credit growth for banks in FY25, India Ratings and Research said on Thursday. Maintaining its "neutral" outlook on the banking sector for FY25, the agency said the deposit growth is likely to moderate to 12-13 per cent in FY25 from the 13.8 per cent estimated for ongoing fiscal year. ....

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Banks' deposit growth to moderate 12-13% in FY25 - The Hindu BusinessLine

Banks' deposit growth to moderate 12-13% in FY25 - The Hindu BusinessLine
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