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NIUM CEO Prajit Nanu makes a case for a balance between monetary policy and de-throttling of international payments
Prajit Nanu, CEO & Co-Founder NIUM India is a multi-faceted nation in more aspects than one can count. As a Fintech entrepreneur who is a little bit tongue in cheek, I always point to our domestic versus cross-border payments dichotomy as the most glaring example of how right we can get it when we try. And how wrong it can go when we don’t. Domestic payments in India, for as long as most millennials will remember, have been a breeze. The fact that most users do not know or care about what goes on behind the scenes in Unified Payments Interface (UPI) or Immediate Payments Service (IMPS), or their wallet of choice, is the truest testament to how well we have done. Success in payments is defined by how inconspicuous and invisible they can become. So imagine how miserably we must have failed at cross border for the average customer to know what a “reason