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Americans Spending Less on Gifts, More on Everything Else

The higher cost of fun is pushing some shoppers to take on debt to foot their holiday bills. ....

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The impact of generative AI on Black communities

Generative AI has the potential to widen the racial economic gap in the United States by $43 billion each year. But deployed thoughtfully, it could actually remove barriers to Black economic mobility. ....

United States , Cesar Padilla , Imani Moise , Tawanda Sibanda , Mark Zakowski , Samuel Abrams , Dominique Stewart , Ammanuel Zegeye , Munya Muvezwa , Dylan Forgione , Haleigh Hopper , Sarah Rawlins , Brendan Carvalho , Nicolas Buffie , Nick Noel , Gillian Abir , Mckinsey Global Institute Future Of Work , Bureau Of Labor Statistics , University Of Southern California , Mckinsey Institute For Black Economic Mobility , Mckinsey Global Institute , Kaiser Family Foundation , Federal Reserve , Us Census Bureau , Us Bureau Of Labor Statistics , Black America ,

Autopay Is Making Us Worse at Managing Credit-Card Bills

Set-it-and-forget-it approach can lead to paying more in interest charges ....

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How to Borrow Money in a High-Rate World

There is a handful of lower-interest options, but make sure to check the fees ....

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Growing Credit-Card Limits, Spending Stoked Americans' Ballooning Balances

Americans got bigger limits. Then they racked up $1 trillion. ....

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