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personally, the market swing has gone up and down. i got smacked the last time this happened i saw a lot of my 401(k) get sucked up. i took half my 401(k) and hedged it and basically i went conservative with half my 401(k) and allowed room for growth. i think a lot of people my age don t understand i want to make a distinction. kids to look after, singles, i don t know or, you know, married without kids do. and i wondered if that s because numbers bear me out on this, that young, singles aren t keen on this market. absolutely not. we ve seen the market. we see now how it s going up and down. you agree, the market just bothers you? definitely. we confirmed your worst fears. in this day and age i don t think it was just this week. it s bin confirmed for a while. millennials are used to it. ....