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To introduce todays participants. We will discuss the future of health care and i will begin by introducing our guest speaker, someone i have known for many years and consider a mentor and friend. Also, a National Federation that supports Blue Cross Blue Shield crossies, including blue shield michigan. The system, through its coversion of insurers one out of every three americans. I think that it is a very important statistic. It serves every zip code in the coded states and every zip in america, someone has a blue cross card. It is one of the most trusted brands in health care [no audio] and conversations on health care and health care reform, so everyone has access to quality, Affordable Health care. They are committed to improving the health of all americans. Health issuesd and challenges and insights to improve the quality of care. Scott was named president and years as serving four Senior Executive Vice President , including two years as chief operating officer. Prior to that, the

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