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Digant Haria says there was a negative surprise for financials due to the tightening of retail lending norms by the RBI. The government implemented these measures to prevent inflation from spiking up before the elections. As a result, the financial sector is not expected to perform well until after the elections. Additionally, there is a differentiated approach of foreign institutional investors (FIIs) towards financials. While FIIs are selling financials, they are not buying them . This shift in approach may be due to FIIs need to perform and respond to market conditions. ....