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Operator Welcome to the Progressive Corporation s first-quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its quarterly report on Form 10-Q and the letter to shareholders, which have been posted to the company s website, although CEO Tricia Griffith will make a brief statement. The company will then use the remainder of the event to respond to questions. Acting as moderator for the event will be Progressive s director of investor relations, Doug Constantine. At this time, I will turn it over to Mr. Constantine. Doug Constantine Director of Investor Relations ....
Operator Welcome to The Progressive Corporation s fourth-quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its annual reports on Form 10-K and the letter to shareholders, which has been posted to the company s website, and will use this event to respond to questions. Acting as moderator for the event will be Progressive s director of investor relations, Doug Constantine. At this time, I will turn the call over to Mr. Constantine. Director of Investor Relations Thank you, Chris, and good afternoon. Although our quarterly investor relations events typically include the presentation on a specific portion of our business, we will instead use the 60 minutes scheduled for today s event for introductory comments by our CEO and a question-and-answer session with members of our leadership team. Questions can only be asked by telephone dial-in participants. The dial-in instructions may be found a ....