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Operator
Welcome to the Progressive Corporation s first-quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its quarterly report on Form 10-Q and the letter to shareholders, which have been posted to the company s website, although CEO Tricia Griffith will make a brief statement. The company will then use the remainder of the event to respond to questions. Acting as moderator for the event will be Progressive s director of investor relations, Doug Constantine.
At this time, I will turn it over to Mr. Constantine. 
Doug Constantine
Director of Investor Relations ....

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