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Scott mcgrew, this week i learned two things, one, fico, the Company Famous for the fico score, does not decide your Credit Rating. Who knew . And also fico is headquartered in Silicon Valley, about two blocks from this studio. Again, who knew . Will lansing is ceo of fico, i assume he walked over here from his office, hes past ceo of fingerhut, info space, joined by Mark Sullivan and laura mondaro of u. S. A. Today. Lets start with this idea that fico doesnt my fico score is so important. But somehow youre not the Credit Rating . The way it works is were an Analytics Company and we produce the algorithm and the score. But we dont have any data. So the dat ....