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92% of outstanding loans are from housing, personal, auto, & credit card debt: RBI Data 2023

One of the key developments of 2023 was the RBI applying the brakes on unsecured and small-ticket loans by raising the risk weights. This has been seen as the central bank proactively managing the excess growth of small loans before asset quality worsens in this category. ....

Bankbazaar Moneymood , Adhil Shetty , Reserve Bank , Chief Executive Officer , Bankbazaar Aspiration Index , Small Ticket Loans , Emand For Home Loans , Credit Cards , Home Loan , Personal Loan , Auto Loan , Education Loan , Risk Weights , Interest Rates ,