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Bank of America : BofA Securities Europe SA 2023 Annual Report

RBI: Monetary, prudential steps tango helps cut home loan NPAs

Prudential measures like risk weights and loan-to-value adjustments, along with interest rates, will be more effective in repayments of loans. This will also help in housing credit growth and controlling the asset quality of banks home loan portfolios, it shows.

Chart of the Day: Tightening regulation hasn t dampened credit card growth

Tightening of rules, risk weight increases and even ban on select issuers has not derailed fresh credit card issuance and spends, which continue to grow.

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