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in my experience when you move away from toward the traditional oversight committees, my experience has been that this has not been a very good relationship between an administration and the congress. what i ve seen, i will give two or three quick examples, are quite broad fishing expeditions, truly driven by partisanship, in context where it appears clear that it s all about partisanship. in other words, not moving towards a result of will affect policy in a significant way. and i think that s an important litmus test for what those investigations are all about. had a tendency to go nuclear quickly, to go to the subpoenas and this is the next thing since benghazi and we will go all out. really? and i will just say i think it s ineffective. many of these investigations are ineffective for all those reasons but i will give one more. the tendency has been in my experience to have one or two big ones, try to get the big hit. and it takes all of the effort of the committee ....
regard. let me talk about the risk-based pricing. i hear it comes up from time to time. one of the mission roles that fha has served is an access point for demographics that otherwise would not gain access to the home buyer market. if you look at the way pse has priced the mortgages today, at the high end of the curve, it gets expensive for no-down- payment borrowers. if you can control for qualification, for documentation standards, credits or the ability to repay variables, the down payment should not be a variable and tell you get into a distressed scenario. you can control the distress by making sure the standard is there. we also know down payment is the single biggest barrier to home ownership. it particularly in packs those borrowers who do not have large amounts of inherited wealth or disposable net income. it is heavily predominated by first-time home buyers, african- americans and hispanics. 80% of all mortgages last year getting a loan to the program, because ....
. the longest serving monarch in recent history. ah, i m how much am john this is al 0 alive from door ha. also coming up. thousands are set to descend on buckingham palace and london to pay their respects. union flags on royal buildings are now flying at half staff. the crown has now passed to king charles the 3rd. the new monarch says the death of his beloved mother is a moment of greatest sadness for him, and his family. condolences are pouring in from around the world as leaders take a moment to pay tribute. queen elizabeth s life and legacy. u. s. president joe biden says she defined and ah tributes have been pouring in for britons, queen elizabeth the 2nd, who has died aged 96. she s been hailed for her compassion and warmth, and described as a role model and inspiration to millions. buckingham palace says she died peacefully on thursday afternoon at her scottish estate balmoral joan a whole joins us now live from buckingham palace in london. jonah, tell us about ....
it s 22 g m t. what challenges here a lie from london, i m lauren taylor. the u. k is about to begin 10 days of national mourning after the death of its longest serving monarch queen elizabeth the 2nd. despite the rain crowds have gathered outside buckingham palace to mourn her death at the age of 96 . the queen was on the throne for 70 years. one of the longest reigns in global history and was a familiar face to hundreds of millions of people around the world. but here in the u. k, many saw her as a rock of stability. seeing the country through times of turbulence, i the 2nd world war and the end of the british empire, and more recent political upheavals like breaks it. she seen 15 prime ministers during her reign, marking in palo, says, she died peacefully in the afternoon at her scottish estate, all moral. the queen s family rushed to her side when doctor said they were concerned about her health earlier on thursday. the crown has now passed to her oldest son, who wi ....
a constant and alive for 70 years, the longest, soothing monarch and british history over her reign. she has come to define notions of service, charity, and consistency. the commitment to her role and to all of us has been without question and unwavering. she is also demonstrated courage, compassion, and humour, a strong memory. i will have her as her laughter. she was extraordinary. adrian brown joins is now live from wellington. adrian, tell us more about what the prime minister of new zealand has to say, and how people there are remembering the queen well, just spoke about 2 or 3 hours ago. she said that she was awoken at about $10.00 to $5.00 local time by the torchlight beam of one of the security details. and she said, i knew exactly what that light meant. as you heard in her comments there just a moment ago, she spoke with her on wavering the queen s on wavering sense of duty. she also said that the queen had been mother and grandmother to the nation. now of cour ....