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Will PPF, Sukanya Samriddhi, Senior Citizen Savings Scheme, other small savings schemes' interest rates increase in December quarter?

The Central Government reviews the interest rates of small savings schemes every quarter based on the G-Secs yields of the previous three months. To know whether there will be a hike in post office schemes for the October-December quarter, you need to understand how the interest rates are calculated first. There are set formulae for mark-ups over the previous three months average yield of relevant G-Secs of comparable maturity. Find out what experts suggest. ....

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How to get a credit card without income proof

Is it possible to get a credit card if you are not employed — what if you are, say, a student, a retired person or a homemaker? Proof of income is not the only way to understand the repayment capability of a credit card applicant. Banks have multiple ways to check the credibility of a customer who does not have salary-account statements or payslips. Find out how you can get a credit card without income proof. ....

Frederick Dsouza , Sajish Pillai , Shailendra Singh , Consumer Banking Group , Kotak Mahindra Bank , Bank India , Strategic Alliances , Mahindra Bank , Unified Payments Interface , Frederickd Souza , Business Head Credit Cards , Kotak Mahindra , Dev Ashish , Credit Card , Credit Card Without Income Proof , How To Geta Credit Card Without Income Proof , How To Get Hdfc Credit Card , How To Get Sbi Credit Card ,

Fixed deposit interest rates start seeing a dip in banks; how to select FD tenure now for maximum returns

Fixed Deposit Interest Rate: DCB Bank slashed interest rates on its fixed deposits by up to 50 basis points this month. Among other banks, Axis Bank, Bank of India, Punjab National Bank (PNB) and IndusInd Bank have also cut interest on fixed deposits recently. RBI paused the benchmark repo rate for the third consecutive time in the August Monetary Policy Committee (MPC) meeting. With the dream run of interest rate hikes on FDs almost coming to an end, how should you invest in FDs now? ....

Mayank Bhatnagar , Adhil Shetty , Saurabh Jain , Raghvendra Nath , Vishal Dhawan , Naveen Kukreja , Abhishek Kumar , Anshul Gupta , Punjab National Bank , Monetary Policy Committee , Indusind Bank , Axis Bank , Reserve Bank , August Monetary Policy Committee , Chief Operating Officer , Chief Investment Officer , Ladderup Wealth , Dev Ashish , Plan Ahead Wealth , Bank Of India , Fd Interest Rate , Fixed Deposit , Fixed Deposit Interest Rate , Best Fd Rates , Fd Rates Compared , Fd Calculator ,

Seven mistakes you could be making while engaging with your financial planner

In this story, we bring out the common missteps and mistakes that clients make while engaging with planners. We hope it will help you unlock the true potential of your relationship with your adviser. ....

Nishant Batra , Arun Kumar Sahoo , Suresh Sadagopan , Dilshad Billimoria , Fee Only Financial Planners , Mintbox Advisory , Chief Goal Planner , Dev Ashish , Managing Director , Dilzer Consultants , Kumar Sahoo , Managing Partner , Finance Planner ,