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MSNBC Velshi July 7, 2024



2020 election results and did not want trump to go to the capitol after his incendiary speech on january 6th. but hudson also told the public this baloney had the year of mark meadows that day and wanted him to convince the former president to stop the insurrectionists. now, as the january six committee gears up for more hearings this month, the panel says it s prepared to investigate efforts to intimidate witnesses. we now know that, before testify, hutchison was urged by a text message to, quote, do the right thing and remain loyal to the ex president. nbc news has learned that that message came from her former boss, mark meadows. a spokesman for meadows denies that he ever attempted to intimidate hutchison. for most of, us it s been clear from the start of the former president and his allies played a role in the attempt to overturn the election and influence the january six attacks. these hearings have only cemented that. the question remains, whether it s moving the ....

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Hedging Cost, Reno, CRA, HELOAN, Home Inspection, Cybersecurity Products; LO Conversation Shift; Ginnie, USDA, FHA News

Hal M. writes, “Monday is a holiday. The observance reminded me of the small Italian parade we had in Maine on Columbus Day. All the marchers were under 5 foot 4.” Bah dah bum. Clients come in all shapes and sizes. An experienced loan originator will tell you, “Never tell a client about a problem until you’ve solved it.” An originator will also, when talking to a client, show them that their timing matters more than market timing. Put another way, home price appreciation is earned by buying a place and holding it, rather than timing the purchase based on interest rates. Roughly speaking, there are 4.8 million real estate sales in a given year, and 3.6 million of them will have a loan. Figure about 1.3 million refinances, which gives us a total of about 4.9 million mortgage transactions. These include debt consolidation refinances, moving out of 3 percent loans but paying off 30 percent credit card debt with a 7.5 percent loan. Originators are telling ....

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Client Database, Relationship, Hedge Cost Tools; Events, Training, and Webinars

Mark Weber sends, “Can I take my 2.5 percent loan to another property? Remember the portable loan idea? When will we see real estate agents advertising, ‘This home for sale has an assumable FHA/VA loan!’?” Ask any LO (loan originator, or officer, depending on what you want the “O” to stand for) and they can tell you stories about lenders either fumbling the servicing handoff or a myriad of borrower woes. There is a good reason that it has become a lightning rod for CFPB examinations. J.D. Power released its U.S. Mortgage Servicer Satisfaction Study, which measures customer satisfaction with the mortgage servicing experience in six factors (in order of importance): level of trust, makes it easy to do business with, keeps me informed and educated, people, resolving problems or questions, and digital channels. “The latest results show an ugly situation for the industry. Overall satisfaction is down… there’s been an increased r ....

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