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EDWARDSVILLE Madison County property owners allege their insurer delayed handling and response to their claim after their property was destroyed by a fire. Tim Patterson and Dawn Patterson, now know as Dawn Ward, filed a complaint Jan. 7 in the Madison County Circuit Court against Country Mutual Insurance Company, doing business as Country Financial, and Travis French, alleging breach of contract, consumer fraud and deceptive practices and other claims. According to their complaint, the plaintiffs purchased home and property insurance from Country Mutual on April 7, 2011, that included a detached building and personal property contents. They allege that on Feb. 5, 2017, a fire destroyed the detached building and its contents, but Country Mutual allegedly breached its contractual duty by failing to pay their claim within a reasonable time. ....
Wharton MOUNT VERNON – Jonathan Little tried for five years to prove someone else caused him to crash into a railroad overpass, and Fifth District appellate judges recently ruled that he can keep trying to prove it. On Dec. 9, they reversed a summary judgment order that St. Clair County Associate Judge Julie Katz entered for Country Mutual Insurance. “We find there was circumstantial evidence that could potentially establish that Little’s vehicle was struck by a phantom vehicle on March 24, 2015,” Justice Milton Wharton wrote. Little drove his sister Madie Little’s car in rain that night, on Route 13. His report for the state transportation department stated that he slowed for a curve due to the rain and a car came up behind him at fast speed. ....