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Insurer accused of failing to notify policy holder of cancellation | Madison

EDWARDSVILLE A Madison County man claims his insurance provider is using bogus excuses to avoid payment of a claim for the loss of his tractor equipment due to a fire.   Dale Grapperhaus filed a complaint April 8 in Madison County Circuit Court against Country Mutual Insurance Company and Brett Miller alleging breach of contract and negligence.  Grapperhaus entered into a contract for insurance with Country Mutual through Miller, according to the suit. Grapperhous alleges that on Oct. 11, 2020, he sustained a complete loss of his Case-IH combine AF 7320 and forty-foot Case I-H combine head 2162 due to a fire that was not his fault. 

Insurer accused of delaying property fire claim

EDWARDSVILLE Madison County property owners allege their insurer delayed handling and response to their claim after their property was destroyed by a fire.  Tim Patterson and Dawn Patterson, now know as Dawn Ward, filed a complaint Jan. 7 in the Madison County Circuit Court against Country Mutual Insurance Company, doing business as Country Financial, and Travis French, alleging breach of contract, consumer fraud and deceptive practices and other claims.  According to their complaint, the plaintiffs purchased home and property insurance from Country Mutual on April 7, 2011, that included a detached building and personal property contents. They allege that on Feb. 5, 2017, a fire destroyed the detached building and its contents, but Country Mutual allegedly breached its contractual duty by failing to pay their claim within a reasonable time.  

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