There are four basic causes of action involved in pursuing risk transfer. Two based upon contractual requirements which are known as Contractual Indemnification and Insurance.
Texas permits few deviations from eight-corners rule, insurer’s duty to defend must be determined from complaint, policy, despite extrinsic evidence. Bitco Gen. Ins. Corp. v. Monroe Guar. Ins. Co. Fifth Circuit Court of Appeals outlined court deviation under Monroe exception