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RBI's credit card curbs are a classic case of 'prevention is better than cure'

By raising the risk weight on banks’ exposure to credit card debt, and cracking down on co-branded credit cards with lax due diligence, the central bank is looking to avert a credit card debt crisis, like the one the US could soon face. ....

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Why RBI is wary of co-branded credit cards

RBI wants to check the unbridled growth in credit cards and prevent the backdoor entry of firms into the industry. ....

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Cobranded credit cards: RBI ups scrutiny on credit cards

The Reserve Bank of India is tightening its grip on cobranded credit cards, a recently booming sector. This stricter scrutiny aims to prevent unregulated entities from gaining backdoor access to the credit card industry. ....

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RBI reviews regulatory structure for HFCs

The RBI has proposed higher liquid assets for housing finance companies, smaller aggregate deposits, and the ability to issue co-branded credit cards in a draft circular on reviewing the regulatory framework for HFCs. ....

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co-branded credit cards: Cobranding with Tata Neu, Swiggy widens HDFC Bank cards' reach

HDFC Bank has distributed a million-plus cards with Tata Groups super app Tata Neu and around 120,000 with foodtech major Swiggy, two people in the know told ET. ....

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