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The future of pay with rewards: Innovations and trends shaping the fintech landscape

Competition for loyalty is fierce in the consumer-led digital world, which is why credit providers put significant efforts into incentivising loyalty through rewards.

Banks may face pressure on interest margins as growth momentum in credit, deposits continues

92% of outstanding loans are from housing, personal, auto, & credit card debt: RBI Data 2023

One of the key developments of 2023 was the RBI applying the brakes on unsecured and small-ticket loans by raising the risk weights. This has been seen as the central bank proactively managing the excess growth of small loans before asset quality worsens in this category.

Home loan ticket size up to over Rs 26 lakh in 2020 on incentives, non-metro demand growth: Report

ET Banking/Finance NEWS Powered by Home loan ticket size up to over Rs 26 lakh in 2020 on incentives, non-metro demand growth: Report SECTIONS Home loan ticket size up to over Rs 26 lakh in 2020 on incentives, non-metro demand growth: ReportPTI Last Updated: Dec 20, 2020, 11:53 AM IST Share Synopsis Due to the pandemic, people s priorities have changed and they are evaluating their spends and investments very closely, the fintech player said in its third edition of BankBazaar Moneymood 2021 report. Getty Images New Delhi: The average home loan ticket size increased to over Rs 26 lakh in 2020 despite the pandemic as Pradhan Mantri Awas Yojana (PMAY), fall in interest rates as well as lower registration costs in some circles evinced customers interest in buying properties, according to a study by BankBazaar.com. Due to the pandemic, people s priorities have changed and they are evaluating their spends and investments very closely, the

Home loan ticket size surges to over Rs 26 lakh in 2020

Home loan ticket size surges to over Rs 26 lakh in 2020 The average home loan ticket size increased to over Rs 26 lakh in 2020 despite the pandemic PTI | December 20, 2020 | Updated 13:38 IST Due to the pandemic, people s priorities have changed and they are evaluating their spends and investments very closely (Photo- PTI) The average home loan ticket size increased to over Rs 26 lakh in 2020 despite the pandemic as Pradhan Mantri Awas Yojana (PMAY), fall in interest rates as well as lower registration costs in some circles evinced customers interest in buying properties, according to a study by BankBazaar.com. Due to the pandemic, people s priorities have changed and they are evaluating their spends and investments very closely, the fintech player said in its third edition of BankBazaar Moneymood 2021 report.

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