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Regulator-market discord on rate transmission persists. Fresh term deposits show full 2.5% repo rate hike. Interest margins squeezed, WADTDR at 6.62% in March. WALR for commercial banks at 9.37%. ....
Sensing the possibility of overheating, the RBI recently increased the risk weightage for unsecured loans, requiring higher capital allocation for both banks and NBFCs. ....