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Lessons from the informal rental housing market can help India's new urban dwelling scheme succeed


A man in Mumbai s Dharavi neighbourhood.
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Francis Mascarenhas/Reuters
As the spread of Covid-19 and the ensuing nation-wide lockdown brought economic activities to a halt earlier this year, India saw the lives of millions of migrant workers unravel. Job losses, mounting debts and the lack of secure living arrangements led to reverse migration of this hitherto invisible workforce from cities to their home states.
Indeed, migrants face a unique inability to access government-led social schemes (like subsidised housing) in their cities of work as their identity and domicile documents are often tagged to their native addresses. They may avail such benefits there but rely entirely on renting affordable homes in the cities, obtained through informal markets, often in sub-standard living conditions. ....

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