. I love ya, tomorrow . In the largest Heart Failure study ever. Entresto helped more people stay alive and out of the hospital than a leading Heart Failure medicine. Women who are pregnant must not take entresto. It can cause harm or death to an unborn baby. Dont take entresto with an ace inhibitor or aliskiren. If youve had angioedema while taking an ace or arb medicine, dont take entresto. The most serious side effects are angioedema, potassium in your blood. . Tomorrow, tomorrow i love ya, tomorrow. . Ask your heart doctor about entresto. And help make tomorrow possible. I love my shop, but my back pain was making it hard to sleep and open up on time. Then i found aleve pm. The only one to combine a safe sleep aid plus the 12 hour pain relieving strength of aleve. Now im back. When you can take your hands off the wheel to get out of a tight spot. When you can relax with your foot off the brake and stay put. And when you enjoy 400 horsepower thats both smooth and controlled. Thats the more human side of engineering. This is the lincoln summer invitation, hurry in now to your dealer for limited time offers my girl cindy bought this fridge from lowes because of their worryfree 30day satisfaction guarantee on appliances. Thats what im talking about cindy. I like your style. Now get up to 20 off appliances 396 or more, at lowes. Cooper during the most recent outbreak of the ebola virus, more than 500 Health Care Workers died of the disease, and something called personal protective equipment became essential to preventing the deaths of even more. Were talking about gowns, transmission of deadly bacteria and viruses. Theyre used every day in hospitals to protect doctors, nurses and patients. But ebola was so lethal, it raised the stakes enormously. If the protective equipment fails, infectious bodily fluids can get through a problem known as strikethrough. At the height of the Ebola Outbreak, we received a tip that a major american manufacturer had knowingly provided defective protective equipment to health re abroad. Its a serious accusation that had never been publicly examined until we first broadcast this story in may. ambulance siren if theres one thing that became evident during the Ebola Outbreak of 2014, its that personal protective equipment, properly used, could mean the difference between life and death. You probably remember the tragic images from west africa, and the workers in biohazard suits trying to help without getting may you help us to be a blessing to our patients. Cooper certain types of gowns were also used during the outbreak. The nurses at this hospital in liberia used gowns and fullbody suits to protect themselves after two of their top doctors died of the disease. Every day in the u. S. , doctors and nurses rely on some of the same gowns the centers for Disease Control recommended for ebola. One of them is the microcool surgical gown, made by halyard million gowns a year worldwide, including a quarter of the u. S. Market. The microcool gown is supposed to provide the highest level of protection available against bloodborne bacteria and viruses. Its label says it meets a rigorous Industry Standard known as aami level four dr. Sherry wren alright, lets go cooper which means its impermeable, so that blood containing viruses like hepatitis and h. I. V. Wont get on surgeons skin during an what was wrong with the level four gowns . Bernard vezeau they would leak. They would leak. When we pressure tested them, especially in the seams. Cooper Bernard Vezeau was the global Strategic Marketing director for microcool and other products from 2012 to early 2015. He worked for Halyard Health, which was part of the Kimberly Clark corporation until november 2014. When two nurses at a dallas hospital became infected after caring for a patient with ebola, vezeau says he was relieved the nurs microcool gowns, but he was concerned by the way the company went into high gear to sell the product. These gowns were being recommended for use with ebola. Vezeau aggressively being recommended. Cooper in what way aggressively . Vezeau we put a full court press to drive microcool sales. We told hospitals to stock up on our microcool products. We told them to have at least eight to 12 weeks of product on hand. And thats when things became very difficult for me. Cooper difficult because were not consistently meeting Industry Standards. Theres a test for this, right . Vezeau there is a test. And its conducted in outside facilities. Cooper so did your gowns consistently pass this test . Vezeau no, they did not. Cooper was the f. D. A. Aware of this . Were they notified . Vezeau no, not that im aware of. Cooper were customers warned . Vezeau no. Customers were not warned either. Cooper why not . Vezeau well, because kimberlyclark knew that if they they told customers, it would cost us a lot of business. Michael avenatti they didnt tell the public. They didnt tell the f. D. A. They didnt tell physicians. They told no one. The tune of millions of dollars every month. Cooper Michael Avenatti is a California Attorney who represents hospitals that are suing Halyard Health and Kimberly Clark for fraud. He showed us this report by an independent, Certified Laboratory that tested the sleeves of microcool gowns in december 2012 at the request of one of Kimberly Clarks competitors, cardinal health. Avenatti at the time cardinal and kimberlyclark were in litigation against one another. Were disastrous for Kimberly Clark. Cooper what do you mean, disastrous . Avenatti well, if you look through the report, youll see that 77 of the gowns that were tested failed. Cooper 77 . Avenatti 77 . Cooper at hospitals like u. F. Health in jacksonville, florida, we found surgeons who told us they repeatedly experienced strikethrough, with blood getting through their gowns and onto their skin. Some surgeons were so upset about it they took pictures of their bloody arms and gowns and sent them to the company. Did you receive complaints from nurses, from surgeons at all . Vezeau on these gowns . Cooper yeah. Vezeau oh, frequently. On a very frequent basis. Cooper what kind of complaints . Vezeau oh, complaints of strikethrough, sleeves falling off, ties falling off. Cooper sleeves falling off. Vezeau sleeves falling off. Sleeves falling off during a procedure. Cooper were you at meetings where these problems were discussed . Vezeau every time. We were the ones who were telling Senior Management the problems that we were having. Cooper and what was their response . From the c. O. O was, nobody really cares about this. Nobody really cares about surgical gowns. Chris lowery yeah, that thats thats just not true. Cooper chris lowery is the c. O. O. Vezeau was talking about, the chief operating officer of Halyard Health. Did you sell protective equipment for ebola that you knew was defective . Lowery no. And frankly, i i i think the allegations arent based in the facts. Cooper youre saying theyre completely false . Lowery yes. We get less than one complaint for every million gowns sold. And even more so is weve never received even one report of a Health Care Professional contracting an infection as a result of a flaw in our product. Cooper lowery says Bernard Vezeau didnt raise his concerns until after he left the company; vezeau says he was fired because he was vocal about the problems. The company also questions the motives of this man, keith edgett, the former head of research and engineering for the gowns. In this video deposition, edgett at the company. Keith edgett i believe that they were putting customers in harms way, and i was struggling with that. Cooper i want to show you the the results of a test performed by intertek labs. It shows that 77 of your microcool gowns failed one or both of the sleeves. Lowery yeah. Cooper 77 is a lot. Lowery anderson, its its its very important to put this this cardinal test data into context. First extreme outlier test results. We had never seen test data that reflected anything like this before, or for that matter since. Cooper halyard showed us its own test results from independent laboratories. The reports show the sleeves passed some of the time, and failed at others, but chris lowry says they passed far more than they failed, and when they failed it was at much lower rates than the cardinal test suggests. For the test in february 13, 18 out of 85 samples fail. Thats 21 . Lowery we have to look at a all the tests that are passing. Cooper but you you have failures in the product. Youre still selling the product. And you dont inform the f. D. A. And youre not informing customers . Lowery it it its its important to understand that the no manufacturing process is perfect. You take that into cooper but these failures were above the Industry Standard. Youre allowed a certain amount of failures. When you actually fail a test, though, thats above the failure rate thats already built in. Lowery and and in the testing that we completed after the cardinal testing, we we believe that we were fully compliant with our requirements for the product as it had been cleared. Avenatti is that what he told you . Cooper yeah. Avenatti evidently he forgot the 11th commandment. Cooper which is . Avenatti do not lie to 60 minutes. Cooper the company had shown us this march 2013 lab report as part of its proof the gowns passed the test. But attorney Michael Avenatti says thats not what really happened. Avenatti they claim to have submitted 79 samples and 75 cooper they said they passed, yeah. Avenatti well, they didnt pass; they failed because they didnt submit 79 samples. They submitted 85 samples and, in fact, six of the samples werent even tested because the sleeves were so bad. The lab took them out of the package and they were so bad that they didnt even test them. Because it was obvious what was going to happen. Cooper and they didnt include that in as failures . Avenatti no, they didnt. And, in fact i mean, i brought the document that shows it. Its a spread sheet prepared internally at kimberlyclark. Cooper six failed, not tested due to unsealed seams. Lot fails. Youre saying this is an example of fuzzy math . Avenatti no, this isnt fuzzy math; this is fraud. Cooper when we asked halyard about this, the company acknowledged it had not told us about those untested samples but denied it was trying to deceive us. The company says even if a sleeve seam fails, the risk of a doctor or nurse getting infected have some type of cut that would allow transmission. The defect would have to be in that exact place. The surgeon would have not covered the cut or abrasion as they should have per their procedure. Theres so many factors that have to align for that to occur. Dr. Sherry wren i think its really easy for him to say that. But hes not the guy doing it. Cooper dr. Sherry wren is a vice chair of surgery at medicine. Wren the bottom line is, is he going to stand there and volunteer to let me paint some hepatitis c blood on his arms and on his stomach . Probably not is going to be my guess. Cooper and youve had hepatitis c blood on your arms and on your stomach . Wren of course. Cooper dr. Wren specializes in gastrointestinal surgery, and is coauthor of guidelines for surgeons operating on patients with ebola. She has no connection to the lawsuit against halyard, but she does wear microcool gowns for was operating on had hepatitis c. Shortly after we recorded this surgery, dr. Wren told us she got blood on her arms and hands three times, while wearing three different microcool gowns and operating on another patient who also had hepatitis c. Weve been told that as long as your skin is intact, youre okay. Wren actually with that case i finished operating at 5 00 in the morning and i looked down at my hand. And i realized i had eroded off a callus. So i had ripped my own skin in the cooper it does matter then to you that these gowns are impervious . Wren yes. Of course it matters. Do i really want to have somebody elses infected bodily fluids on my body . No, i do not. Cooper internal documents we obtained suggest the company knew for a long time that it had a problem. Which is why we wanted to ask the c. O. O. Chris lowery about this november 2014 Powerpoint Presentation that identifies a weve been told that in november of 2014, a timeline was presented. And your own people acknowledged that there was a year and a half period in which the sleeve seams didnt pass the test, which demonstrates the gown is impervious. Is that true . Lowery its not. Cooper this is the presentation and on the second page it says lowery yeah. Cooper gap in sleeve seams passing astm 1671. And it shows a year and a half gap. Lowery yeah, anderson, if this presentation, to my recollection. And and so i dont think that its appropriate, particularly out of any context, to to react to it. Cooper do you think stuff like this happens lowery i i think and anderson, probably from a time perspective, if you dont mind cooper you want to stop . Lowery yeah, i mean, i think that we probably i think weve spent the time that we agreed to. And team . Cooper after our interview, stringent testing criteria during that gap shown on the timeline. By january 2015, the company says it had new sealing machines in place to improve the quality of its sleeves. But before the new machines were up and running, the company sold thousands of microcool gowns to the cdcs Strategic National stockpile of medical supplies, for use in future outbreaks and emergencies. The Governments National institute for Occupational Safety and health is conducting research on protective equipment. When it commissioned tests of gowns produced in 2014 for the stockpile, there were some sleeve failures in three out of four batches tested. Are federal or state authorities looking into this at all . Avenatti i cant comment on that. They certainly should be because forget about the civil liability this is criminal conduct. Cooper in its most recent annual report, Halyard Health said it had been served with a justice investigation. The Justice Department and the food and drug administration, which regulates medical devices, declined to comment further. The companys said to us basically, theres no evidence that anybody got sick or or died directly related to a failure of any gowns. If it was so egregious wouldnt there be many cases or even one clear case that you could point to that says, look, there was this failure of a gown and this doctor became infected with ebola or hiv or any other disease . Avenatti until now why would any doctor or nurse have any reason to question Kimberly Clarks representations regarding the effectiveness of this gown. This story may, in fact, be the first time that physicians and nurses who have contracted disease take a step back and say, you know, maybe thats how i got it. Cooper since our story first aired, one of the people we interviewed former marketing and last month, f. D. A. Inspectors showed up at Halyard Healths corporate offices, asking to see documents regarding its microcool gowns. Cbs money watch update sponsored by lincoln financial. Youre in charge. Good evening. 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As we first reported in may, thousands of startups are challenging many aspects of banking. The newcomers argue that this important sector is too set in its ways. Its being called the financial we looked at the birth of one Fintech Company founded by two young fintechies who started not unlike the founders of facebook and microsoft. Which one of you dropped out of harvard . John collison that was me. Stahl and which one of you dropped out of m. I. T. . John collison by elimination Patrick Collison right, i was the other one. Stahl brothers patrick and John Collison quit college because they had an idea for modernizing the financial shaking up. Patrick collison in a world where people can send a facebook message or sort of upload an Instagram Photo and have it available to anyone anywhere in the world like that, i think the fact that that doesnt work for money is something that seems kind of increasingly, honestly, unacceptable to people. And so, i think the question for banks is just can they get there first in providing these services . Or will it be somebody new . Stahl they want to be the somebody new. John, 26, and patrick, 27, first were in high school in dromineer, a dot of a town in ireland. And you were coders . John collison yeah, we had both learned to program growing up, and we had been building iphone apps, we had been building web services. Stahl but when they wanted to charge people to buy the apps they hit an unexpected snag they had to go to the ba