and with the risk of default still with us, the fitch rating industry has put the united states on notice. it's threatening to downgrade the united states aaa credit rating. yes, i know, moody has done that but fitch didn't. what exactly is that going to mean? the last time it happened, the s&p removed that sterling aaa credit rating, stocked nose-dived. but not much really changed in the long-run. we're all worried about what's going to happen when the clock strikes midnight tonight. no worries, no pumpkins. here is what could transpire and it is serious. the global stock market could crash. there could be a dploebl recession. money market funded could collapse which would result in a run on banks. some financial institution could fail and that could result in