Numbers. You have to be known as what is the expectations, what the company is going to earn or sell. Because the making and missing of those expectations control the market today t. Dow climbing 43 points. The nasdaq declining. 5 . Take American Express, principal cause why the dow is up so much. The company reported, the headline wroirs called eight miss him i was watching. Boom, boom, boom, we listened to the call. It turns out they are doing betterthanexpected. The stock rallied 3 bucks and change. General electric quarters expecting to hear that personal computers and Industrial Sales getting stronger . Intellichose to be far more circumspect than that. Didnt get that positive. General electric talked about a mixed picture. Ge sheds 2. 28 t. Latter seeming very out of sync with the fact that the headlines have been too good. With that expectations prism in mind. Report tuesdays opened, two of my favorite were Delta Air Lines dal and Johnson Johnson, jf j. Suffice it to say i was a bit concerned. Both have been heightened of expectations. More than a day goes by without Johnson Johnson receiving audits. If they go down, you should perhaps pick up not delta but americans, i think its the better and cheaper stock. J j, what can i say . As i explained in get rich carefully, its a stock i believe in for the long haul, let it come in. After the close tuesday, we hear from the company that has about the lowest expectations out there. Ibm. Because it has disappointed so badly. I think the Company Needs to layout a very positive view of the whole of 2014 to get back on track. The only reason the stock is lower is warren buffet. We want diminished expectations. Does anyone expect anything better, coach, yet, you know what, the stock is still well off its lows, it hasnt fallen like michael kors him so id be careful. We also get results from norfolk southern. It has been knocked back. This one is tough, though. Because if reality. A buck and a quarter today. I think it hasnt fallen far enough to match the potential newfound weakness in coal. But you know what might be a compelling buy . You know, technology. Listen to this. This company has already tempered expectations at a talk of a recent gig. When you temper expectations leak aerospace and commercial construction as United Technologies is, i think you got a terrific set ofup for higher prices. Aerospace is hot. Remember hvac, otis elevators. After the close wednesday, we hear from netflix. This stock has had such a huge move over if last yearandahalf that its a big decline. Meanwhile, i didnt know if the company can wow people to get stock back to its high. Theres good news, net flicks can react and react stumdly to the headlines. That might be your opportunity to buy. As long as it doesnt say in the context of the new release or a recent ruling about heavier users like net flicks having to possibly having to raise higher transport fees. It is down 10 this year already. So if any swoon after the headline where the story is okay. That can be a recent buy. One more controversial name report. Thats ebay. Heres a company that had multiple firms say negative things of its stock of late. Yet it hasnt fallen. I typically do not like these setups. Because what you want is to have the stock beaten up before the quarter t. Stock wont have further to fall. Unfortunately for ebay shareholders, that is not the case. It could be a little dangerous. Thursdays got a host of the capitalization reported. The ones that people take notice of, na cuss are on Lockheed Martin and starbucks. All for different reasons. They have been one of the most amazing stocks out there. The stock that many had bet against because of the sequester and theyve all had to cover their shorts for the most part. But it never got big. Its a juggernaut. Some think that continues when lockheed reports, i know this is a karma term. Its almost a charm to me. Its like a destiny stock. It doesnt make sense that its traded that way. I wish i could say the same thing about mcdonalds. Its on the other side of my big picture of get rich carefully. Its designed to avoid the hazards of the food chain. For many, manying donalds represents the corrupted food cheney, itself. There is a resiliency to the low 90s. It just doesnt want to get cracked below 93. But you foe what, i think wendys is the horse to bet on in the fast food race, not mcdonalds. I have been right. I would not change horses in midbirth. Microsofts denied duck. I dont know a sole who is in it for the earnings, which judging by the performance, they havent been that high. An outsider ceo might be able quickly bring out value, while pencer ceo wouldnt knock the stock back all that much, even though i disappointed. I think its a rick reward. Starbucks is very difficult here. We know that howard sclults recently talked about the company not being immune, thats the word he used, in all traffic because it has a ton of stores . Malls. Nevertheless, starbucks has a giant gift card business, robeer gave it to me. I use it all the time. That could shift a ton of earnings in january. I think a longer term view here, i think starbucks is a bye on weakness. I think you will see on friday the ledge enary bristolmyers we get to hear from. They embraced biotech. I think bristolmyers should have an excellent quarter. We do not believe it could possibly have as horrid a quarter as it did the last time it reported. Stocks down a bunch, stock could be a turn in hand. How about buying some 75 calls . Okay. Maybe some march out a bill lit. Two of my favorite stocks, kimberlyclark and honeywell report. I got to tell you, the spinoff on the health care business, they have been quick about it. Yet i think it will bring out a lot of value. Stay tuned to later in the show. I explain the worth of spinoffs has to be followed by you. Last but not least, dan cody will tell us about how honeywell did in the Fourth Quarter as i talk to many investors about get rich carefully. They keep coming back to my chapter about the bankable 21 executives who you should want to invest with. Because i know them to be stand justify just like the copy might want to be invested with in a football team. I am talk about visioners and honeywells dave cody is a visioner. My travcharitable trust, i am n selling any shares of honeywell going into the quarter. Remember the bottom line, the expectations is not the control. Be cautious, if its going down already like American Express had, that might be the trick opportunity on your hands. I want to go to don in california. Caller hi, this is don in sacramento. They were tough on me, whats going on . Caller i got this great gym. You have an uncanny knack in explaining it in laymans terms so we can all understand it. I appreciate that, sir. I have a position with csx. They have been very good this last week year him im wondering, i want to buy another block. I dont know, i read that conference call. I was a little downbeat. They didnt see the next states step down in coal. They didnt see et. It was a tough conference call. I advise you to read it you will agree with me him call it the gym of expectations. Thats whats in control. Thats what we will see play out all next week. Mad money will be right back. Coming up, playing games. Take two interactives grand theft auto 5 broke records within it debuted. Racking up a billion dollars in its first three games of sales. Game stock reporting this week was a concern. Its still on. Cramer has take two ceos. Later, rides on machines, looking for a play on googles multibillion foray into gizmos for the home. Cramer is zeroing in on the name that could be in the crosshairs. Plus, spirited stock. Shares of beam were the choice this week surging over 25 after a takeover announcement. Wish you were in on the spirited move. Find out the way to profit from this story just ahead, all coming up on mad money. We know we are standing right at the beginning of a brandnew videogame console cycle. Sales spiked 50 year over year in december thanks to xbox 1. Yet the video makers dont seem to reflect the strength not in the least, even though new consoles boost game sales. I think game stock and video imploded. So did best buy. In both these cases, the stocks have gotten high, so when the company stumbled, these stocks were vis rated. However, i dont think the videogame makers should be penalized from best buy. These days, half of all spending takes place over the internet. You can download games. Why go to the store when you can get the same exact content from the web. When you consider take two interactive. My favorite video makers, the most successful game of 2013 in the history, i think its absurd. New grand left auto came out at the time take two was at 17. Then they reported a spectacular blowout. Just colossal earnings with raised guidance the next day it was trading at 17 and that quarter only included two weeks of grand theft auto. Fast forward to today the stock is still 17. 506789 take two thanks to strong sales it should have had 1 billion in net cash. Take two isnt one trick pony. They have a number of grand theft auto, successful sports stimulations nba 2 k i love. This is a company incredibly successful, yet the stock hasnt been rewarded for all that success yet. I think its cheap here. Dont take it from me. Lets check in with the champl of take 2 interactive software. Many zelnick. Welcome to mad money. You got to admit, it is a bit of a puzzle a billion dollar opening over the weekend if it were a movie company, if it were lions gate, it would go up 20 . Im trying to figure out the disconnect. Well, i never seen a ceo that think the stock is is under valued. I say, dont look at what i do, do what i do. We bought back this stock. Roughly this marketplace. Clearly we voted with our capital. We believe the stock is a value. What is the market missing . Its hard to know. I think they may believe we are still just about grand theft auto. It is the Industry Standard bearer. We have a lot of other great titles. On na conference call, you said in that quarter, about 8 of revenues were digitally offered. People say you didnt deliver enough to digital. When you have grand theft auto. A lot is physically. You will swamp your digital offerings. In the prior quarter, we were a leader and are a leader in this space. We were the first ones to put outdown loadable content digitally and now we do it over and over again. Lets physical out this site here. If you were bob eiger, disney and you had pirates of the caribbean 17 or star wars 7 okay. They would kill to have a billion dollar weekend. How can you have a billion dollar weekend . What is to take . Who is behind it . We had a little leg up because of the argue selling price. Ness u. S. Its more internationally. The billion dollar number is real. Its better because it takes fewer units to get there. We had 29 million to vote for that title in six weeks. Lets figure that out. So i go to my kids. I didnt want them to have it. I didnt. But i know the ting thing. A lot of people had to ask their parents, parents dont mind . Remember, this title is meant a for people 17 and above. Right. So parents are buyle it, theyre buying it for young adults or people with credit cards already. For a game like nba 2 k, parents are buying them, theyre for everyone. Explain to people why game stop is not a forward indicator for your business. Well, you called it wlr. First of all, a lot of our business isnt generated at retail. Its a part fer trust. But game stop is selling in the quarter current gen property, which is old gen. Because we launched xbox and ps 4, they have launched the title into them a. Big part of their sales is old gen. In that way, its a ill track indicator, not a leading indicator. I think thats important. A lot of people were confused by that. Now, few want to take an extension, lets say im cbs and i can say, you know what, there are characters in here, i could have multiple shows, maybe i bought fx or something. As a move, why hasnt a network bought you . They actually bought. Probably an interview for another day. Okay. Whats great is that we earn all the intellectual properties. We control the properties. In terms of what we would do in other media. Its an important medium and reactive medium. We can make money. We are not induced to license our property with other people. When i go through the analyst was i think are kind of saying what is the story here, crt capital just today i dont know if you had a chance to look at their piece, its positive. They say limited visibility. Management stated that take 2 has more next gen consoles, we have little to no visibility to the key drivers of revenues for the federal government 12 to 18 months. How come they dont . We Just Announced evolve, which is a Title Company from our 2 k label if 2014 for next gen consoles, obviously, we already put out nba 2 k for next gen. They know wwe is coming. In terms of our other tieshlths we leave it to the labels, its a marketing decision. If im here on Financial News television talking about title, by the time consumer hears, its old knnews. We play the ned for speed. Its not one of ours. The reason i mentioned that i always felt, i asked the Company Whose it is, i said why am i not seeing signs for mcdonalds and cocacola while we drive around . Its too small. Is it too small to get advertisers in this . We have advertisers in our sports games. If you play nba, you would see the advertisers at the stadium or on television. Thats endemmic. I dont want to speak for our competitors. I do think there are times when its natural to be placed when you place a product. We get paid for it. We make money doing it. Is it a big number . Theyre right. Its not a huge number. I got to tell you, it is a great mystery why your stock is placed where it is. I know carl icon is not there anymore. I think he should have held on. Your stocks should be higher. I will say it. I dont know what else to say. Sometimes you reach that conclusion. If we keep working, doing a good job, it should happen. The chairman and ceo of take 2 interactive software. Look at the title itself. Look at what they have. Theyve got the franchise. The franchise, itself, is worth the price in stock. Grand theft auto. Stay with cramer. Coming up, ever think you could clean up from an idea straight out of the jetsons. Cramer has a play that could be a robobuy. This market has been invaded by robots. No, im not prich pitching a brilliant episode. Im talking real world robots the kind we got on the brain thanks to googles related shopping spree. Just this week google bought nast. They make smashing smoke detectors. They bought six robotic firms named boston dynamics that designs incredible robots for the pentagon, like a robotic mule that can carry up to 400 pound and walk easily over rough terrain. They are running the show when it comes to robotics. Now it seems like theyre actually trying to build a real android. An an destroyed getting in the game, too. They bought a Robotics Company in 2012. Now i understand they give robots to move inventory around in their warehouse. They could save 20 to 40 of the typical order. Hey, the unions seem to be worried. They didnt have much in the election. Then the aerial drone delivery program, it will be difficult for that. Let me get to the point. Google believes in robots. Smart company. Amazon believes in robots. Smart company. So should you believe in robots, too . Asking about irobot, he meant a the stock irbt. Not the will smith movie out of the same name. I told brian i would get back to him with the robot frenzy heating up here. I didnt like the trailer. I fixed this would be a good time to get back to him. Irobot. Its the only publicly traded pure play Robotics Company out there. Balls it has a market cap of 1 billion, its the only one we want to talk about. It means you wont get ahead of yourself in the ridiculous after stocks trading. Irobots products are a little more pro seic than the thing we seen at google and amazon. If this were a standardized test, that hasnt stopped the stock from roaring higher. This has rallied 85. 5 last year on this chatter even better than the red hot 3d printing names everybody loves. Even after this run, though, i actually still like the stock here. Especially in the kind of weakness we had today. Stock was down 1. 47. 6. 83 . Irobot makes consumer robots. Theyre the guys behind the rumba robotic and robotic map the school bus which preps, washes, scrubs, squeegies every hard surface and robots that clean your pool and gutters respectively. Remember breaking bad in jesses postparty living room. Thats the rumba. About 90 of irobots hoemts robotics products. The company sold over 10 million since 20026789 i am still using one of those old vacuums when i vacuum my house. All right. Okay. Maybe not lately. The other 10 of irobot business is defenseless security. Here they make small robots from reconnaissance to under surveillance to destroying bombs and ieds. Were in the process of patroling afghanistan. Irobot scaled back to the defense business. It should stablize this year. Its one of the reasons the stocks got hit. Meanwhile, irobot is in the process of moving into new end markets. It has health care, them le medicine, they saw doctors from around the world to observe and diamondback knows patients. Its a cost safer the robot can first half gait from patient to patient on its own. So it removes the need for any kind of setup for assistance from the staff or from the nurses or any in the staff. At the same time, irobot is using a similar platform for mobile Video Conferenceling. Where they partnered up with cisco. The product lets you Video Conference from anywhere in a given facility. You can control the robot from an ipad. It will go where you tell it to. Then the recharge, it will recharge when the conference is done. I think thats pretty cool. All right. It wont be a meaningful Revenue Source for 2014. Next year, irobot expects it to move the needle. For now, though, robot, irobot is all about its home robotic division. Here the company came out with a few roomba model two months ago. The 800. Which has an entirely more 50 cleaning system and requires less maintenance. Its been such a strong seller. They just released the brava in china last quarter. Over the course of the year, what else . The company has a strong intlekuality portfolio, 400 intuition patents, more pending. On top of that, there is not a lot of competition and irobot has the best Brand Recognition in this space. That said. They reported in october. The results were not so hot. Earnings coming 2 cents better than expected. The revenues were weaker than anticipated and irobots guidance for the Fourth Quarter was lower than wall street looked for, because of the middle east, africa as well as japan. Wow, thats bad, right . Stock got clobbered 4 . You know what happened . Irobot then rebounded like crazy the very next day. Rallying 8 because those people went through the quarter. They realized it wasnt as bad as first appeared. With the home robotics it did pretty darn well when you look at the headline numbers. Thats called rerisking. Early last month, its guidance of ref few growth gave a preliminary Revenue Growth in the midteens, if management can deliver on those numbers. I believe they can. Then this stock is well worth earning. Irobot sells 32 times this years earnings estimates. It has over 5 in cash. Thats not bad. When you back out the cash the stocks only selling for 27 times earnings, which is more reasonable given the fact the company should be able to grow its revenues in the midteens, i dont want you to get carried away by the hype surrounding robots. Irobot is not necessarily a revolutionary company. But it does have terrific products. I think the stock is worth buying for speculation as long as you are careful about using limited orders and brian if maryland, youve got horse sense. Can i go to mike in virginia, please . Booyah, jim. What about exxon, xln intrexon. I looked at this at costco someone asked about it. It was a dna play. Once again i felt it was right after intercept. I said, listen i bless it. Then the stock moved up a new percent annual. We got to start being careful so could i go to carmen in connecticut, jim . Thanks for everything, honestly. Listen, i had fire eye, its became public and done well. I want to add to this position. Im not sure if i want to wait for a pull back. Car sense up 68 this year. Im say, i dont want to buy. Then it will go up another 350i7b9s and jim cramer on twitter, i will be regarded as a war criminal. You know what i got to have some, some conscience. Im not going to tell you not to boy a stock after it had a 68 move in a couple weeks. Robot revolution . Sure seems like its all the rage. I dont want you getting caught up in it. Exciting, yes. Do your homework and remember. Mr. Roboto. Stay with cramer. Monday, kick offer the trading day with squawk on the street live to post59 the nync. Its hard to have all this business and not be able to figure it out it starts at 9 00 a. M. Eastern. It is time for the lightning round, clearly, this stock, i got it, play this out. The lightning round is over. Are you ready, ski daddy . Its the lightning round. We start with carlos in florida. How are you . Not bad, how are you . I wrote 11, its been going up and up. I want to know. Its decent bank. I think banc of america is better than that, thats why i want you in bac. Can i go to dave if new york . Dave. Caller hey, jim, booyah. Its okay. Dryships is up. Nordic American Tank and the day rates there. They have moved up from 10 to 11 when i mentioned yesterday, if it pulls back, it will be nordic. I know thats oil. Stop complaining. Can we go to rob . How is it going . Nbra. Allscripts, im getting a call its done okay, done work. It has a big spike. Some people are saying its a concern. I havent seen that yet. Lets go to john in florida. John. Cspan. I like cspan. I think they can be involved in the oil migration, thats a good stock. Bob in arizona, please, bob. Hello, jim, big fan. Whats up . Caller what is your feeling on Sherwin WilliamsGoing Forward . Amgs your new book, i want a copy. I do like Sherwin Williams. They could, if its a housing span, on the cspan, im sorry, i am thinking about the oil company. That is the container ship like dryships, not as good, once again focus on nordic American Tank. Alan in florida. I see you so many times, person to person, nothing like it. Im calling from boynton beach, florida. I just moved here. Im originally from long island, new york. Im a third year resident here. On march 27th, 2013, gym i jim, you said buy deanna shippin din shipping. Diana is the best. The seed is okay. Nordic is the best of the oils. You will go one, hold on it to. That, ladies and gentlemen, is the conclusion of the lightning round i have nine smoke detectors around my place. When one of the with theries dies, i can never physical out which exactly is it . So i go from detector to director. I dont have my contacts in, so im like which one, which one . Thank you for taking my call. Water up . I know there is some light, its flashing, i cant even see the darn thing. Where is it written batteries can only die . It can only begin between 2 00 and 4 00 a. M. Jim, happy new year, happy new book, its a treasure. You are trick. Thank you so much. Thank you. I love your new get rich carefully book. Its fantastic. Thank you. We had 400 shold this weekend in compositeco. Im speaking at a j. P. Morgan conference, water he doing . Reading your book. Dapper on the front cover. Nice choice in suits. Its a nice one. I had about ten suits. They picked that unwith. There was 3,000 pictures taken, maybe the biggest waste of time that ever happened. I have abs made of steel. I got steel abs, man, oh my god. I was looking for cantaloupe honeydew gets stuck. I think im a loued a cracker. Right . Cracker is not a bad thing. I i. Think of sipping cheap whiskey on a dirty linoleum floor. If you want to know why im constantly telling companies to break themselves up an devoted an entire chapter to this idea. I can explain the teary behind it all day. Why dont i show you how its done. The week we got the project lessson of why breaking up is easy to do. It doesnt cost you nearly. On monday, we learned that beach, tequila and many other brands not to mention it is being taken over by the japanese Liquor Company you may remember from lost in translation. For relaxing times make it centauri time. No im not watching this piece to see this i did want to see et. Centauri is paying 83. 56 a share for beam. A 25 premium to where the stock went out on friday. For those of you who dont remember, i have been recommending beam everr ever since it qaim into existence. It broke up on october of 2011 its been over three years since it was announced. Beam shareholders are being rewarded for this decision. A breakup is a decision that keeps on giving. At least when it comes to stocks. What happened to beam is the illustration of why when companies decide to split itself up. You need the component and hold on for the ride. You may need to be patient. I may take a year or three years, but this is one area of investing where it is a very chew to consider remember s p was up 32 . I could understand why Something Like that would have you discouraged. But if you gave up on the stock based on its period, a recent period of lackluster performance. You will miss centauris takeover bid. In the two years and three months since the fortune brands broke itself up. Beam stock has given you an absolutely remarkable i pine incredible and sweet magnificant 29 return. Much better than the 64 gain s p 500 over the same period but you know what, lets go back even further. They break up modesty created a wealth for shareholders. I want to walk you through it step by step, inch by inch. This is a katrina case of how individual pieces ends up far more than the combined hole. Its a text book example. I mean, i wrote about it in get rich carefully. So hop away in the machine with me. Lets get mr. Peabody in there, too. Okay . First we go to december of 2010, a mixed match, cabinetry, fawcetts, golf shoes, golf clubs and golf balls announcing they were splitting into three different business, one for liquor, b, Home Furnishings and one for golf. At the time the breaking up was announced, fortune brands had 14 billion on the Balance Sheet minus cash another business may want to boy it. Then five odd months later then october 2011, they spin off home security. Renames the remainder of the business, a pure play Liquor Company. It renames it beach i recommended both stocks. I love split ups, okay. How much value was created here . There is two ways, the enterprise value. Currently has a value of 8 b. Add it often. They are worth 28 billion when the breakup was announced. On that basis, it nearly doubled the value. Or you can look at the stocks. They have a whopping 238 thanks to the housing in the last couple of years. Kitchens, cabinets, fawcetts, thats a great business ben when business is blooming. You can average the gain for share olders. It tripled nearly tripled your money in slightly more than two years. Either way, thats an enormous value creation. What is behind the magic . Why do Companies Make so much for shareholders . Wall street does not like conglomerates. Its the discount. Investors want to own pure plays on a given industry. A pure play is much more likely to get support from the analysts establishment. They work by sector. Lets say you have a Liquor Company under the same roof as a home funishings company, either would be attracted to the Home Furnishing guys. If you break an unwielding company up into pure play pieces, then they will get sponsorship. Portfolio managers will want to own them. That sounds like a financial alchemy. Breakups are good for the fundamental apples of the real businesses. When you have a smaller pure play firm, they will build strategy that works its much easier to take over a bid. Should you be working with Kitchen Cabinets . All this is what we seem to be. After the breakup the company was able to focus on the most popular brand umbrellas. Here im talking about umbrellas. Jim beams devil cut, how about red stag . Bakers mark. The old makers mark. Like the purchase of pinnacle back in april, 2012, doubling the vodka presses i initially recommended this, beam has no family control issues, in other words, it was the only stand alone company that could easily be taken over. It was no surprise it took a bid. Heres the bottom line do i love this stuff . Almost as much as yeyermeister. They can spin off one of its businesses. I want you to remember the mammoth profits, culminating in this weeks takeover of beam and pay attention. Breaking up is becoming a really smart way for companies to create value if you are hankering for more potential breakups may i suggest ubique up a copy of ahh, got get rich carefully. I have a on the of ideas, stay with cramer. Something bothers me about twitter, simply the negtist surrounding it, the stocks have been good stock. During the last two weeks, there have been a tremendous number of ground grades from the 40s to the 70s. Its barely the 27 analysts who follow twitter, ten holds, nine sells, let me tell you that stock is almost unheard of unless its a borderline fraud. Twitter is anything but fraud. Its a real company with real revenues and growth. Just no earnings. Which is why i found the twitter boyar so refreshing. In the piece entitled at twitter, why it is far too early, jordan makes the same case i have been making for ages about yelp. Basically its so tremendous, i like yelp because its uniquely made and gross by amazon, continue this from support. In essence, we believe twitter is the most powerful, flexible and disruptive of the social media platforms. Jordan is saying twitter is a part of the holy trinity, a handsful of texts in get rich carefully because like yelp, they grasp the social and cloud portions of the tech for the logical universe. Jordan is not saying its going to explode, far from it. He has metrics like enterprise value to sales, when he goes to that stretch, twitter is selling at 15 times Enterprise Sales to facebooks 8 times in the out years. No other group in the market trades anywhere near that level, which is why i have been so stuck on not chasing it here. Jordan says advertisers are starting to raise twitter in rising numbers. They love the ungated nature, unlike facebook, it can go viral. It can be used in conjunction with television. Now, i would still be plenty skeptical of jordans recommendation if it werent for the coup degrau point he makes, analysts hate twitter, if it does anything surprisingly positive, not some things, many things surprise positive. I like his figure. You know what, you want to know why twitter trades here, right . Go with this report. Calm me a skeptic. This report makes too much sense for me to write off twitter as too expensive. Particularly because i like yelp. Instead, it makes you want to pounce on big pullback from twitter. The problem may be, others will do, so, too. We might not get one any time soon. Stay with cramer. I am telling you i believe that intel and General Electric are buys here. I think its kind of a reset. Ge is in a transition year. Intel lowered expectations. I now think they will keep up. They will be good stocks for 2014. They may have good stocks for tuesday. For 2014, they will be. Be ready for mad money, im jim cramer. I will see you tuesday what you need to know to build a Strong Financial foundation for the year 2014. Were gonna be talking about retirement accounts and emergency funds. Dont miss it. Also. Each time i do a consolidation loan, the debt just gets bigger and bigger and bigger. You have committed financial suicide, and you did it voluntarily. And you ask me, can i afford it . I would like to get skydiving lessons, my own equipment, and then get licensed. I did for 15,000 . Hi, everybody, im suze orman, and you are watching the suze ormaow