help as you always do -- >> you can also contribute to any of these organizations on screen. thank you for the privilege of your time. that wraps up my hour. a good wednesday morning to you. craig melvin here. right now we're juggling a number of live events this hour. and the word driving all of them, urgency. first breaking news in the last 30 minutes or so, former police officer derek chauvin pleading guilty to federal civil rights charges related to the murder of george floyd. you will recall chauvin previously pled not guilty. he's changed his employee. more on that in moments. also any second on capitol hill, speaker pelosi will be holding her weekly briefing. there's lots to talk about here. fighting to find mark meadows in contempt of congress. also congress will prevent a debt limit disaster for now. they passed a $2.5 trillion extension. and also in just the last few moments, we've learned that the president's build back better plan being punted until next year. we'll have more on that when speaker pelosi takes to the podium. also any minute the white house covid response team holding a briefing as we face the convergence of omicron, delta, and the seasonal flu. the cdc warning that the new mutant omicron strain could crash us over a peak wave of infections as soon as next month. studies show the severity so far, though, not anything like the delta vasht. we're going to bring you updates from the top doctors as we get those. and just seconds ago, president biden touching down in fort campbell, kentucky on air force one. you can see the president there on the tarmac. the president there to focus on the tornado devastation in kentucky. again, just touching down ahead of his tour of storm damage in mayfield. and dawson springs. that is where we'll start this hour on the ground with our reporters in kentucky. ahead of president biden's visit, nbc's mike memoli is in dawson springs. nbc's gabe gutierrez is in mayfield. president biden touring storm damage in kentucky, taking on this role as consoler and chief. what can we expect to see and hear from the president today? >> reporter: yeah. that role of consoler in chief is part of the job the president takes seriously. it's a loss he's experienced in his own life. if he can spend people who lost potentially family members and offer them solace, that's something he wants to be able to do. there's also another reason for the on the ground visit. president biden is somebody who always considers himself a tactile politician. he's been getting briefings on the devastation, first the tornadoes itself on saturday when he was home in delaware. then at the white house every day. but he really believes it's important to be on the ground and get updates, to have the kind of conversations with local officials with affected individuals, one on one, in person to really inform his thinking about what the government needs to do. the white house press secretary described being on these kinds of visits. he's made several as president dealing with hurricanes, wildfires and the like. and he will have a conversation with a local official or somebody who lost a home and get back in the presidential limb zone and start giving orders to his staff about who to follow up to try to make sure an individual has their needs met. this is for the president, an opportunity at a time when our politics are so bitterly divided, when it feels like washington can't get things done quickly enough to try to show gnat federal government can do that. can work with state and local officials, even of the opposite party. as you can showing the pictures of the president on the tarmac there, we saw something that we don't often see. a republican congressman on air force one flying with the president. james comber, he represents western kentucky. some of the hardest-hit parts of the state here. those conversations, i think, are meant to show that for all the differences in this country, that he's able to work on behalf of those who need help most when it matters most. >> mike, we also just saw the president, of course, spending time with the governor there as we lose the shot. again, president biden preparing the board. marine one to take an aerial view, we're told, first of the damage before he touches down to spend time talking to folks. gabe, the governor there, the aftermentioned governor says there's about 100 people unaccounted for. power slowly being restored. but there's just so much rebuilding left to do there. when the president does get to mayfield, gabe, what is he going to see? >> oh, hey there, craig. good morning. he'll see this. this is just some of the devastation that we have been seeing here on the ground. and this is something that president biden will take in firsthand. he'll get that aerial tour first and meet with local officials on the ground. we drive here for about a block. this is -- you've covered many of these disasters. and many of the aftermaths you see after tornadoes, there might be several neighborhoods that are devastated. in mayfield, we've been seeing images for days. if we stop here, you see how far this extends. this is neighborhood after neighborhood. block after block after just devastation. sometimes the images just blur together after a few days. but really, when you're here on the ground, this is something that's so -- that so many people in this community will be dealing with for not just months but years. we just saw a pickup truck roll by here with peanut butter, water bottles, people trying to salvage anything they can. as you mentioned, craig, the governor saying more than 100 people remain unaccounted for here in kentucky. it could be that some of those people were reported missing. people haven't been able to get in touch with them. the hope is that number will come down dramatically over the coming days. but the death toll here in kentucky, craig, 74 people. 12 of them are children. 88 people dead across several states. this is what president biden will see here on the ground as he makes his way through kentucky in the coming hours. >> it's just a gut punch. i mean, you see the devastation in the walls and the doors. but the memories. all of those memories in addition to the lives lost. gabe, thank you for your work there in kentucky. mr. memoli, we'll check in with you throughout the afternoon. for now i want to bring in a pastor. pastor lives and pastors about 10 to 15 miles north of mayfield, kentucky at relevant church in paducah. he has church members who live in mayfield, and he's with us today because he jumped in to help right after this storm hit, after those tornadoes touched down. pastor, after the tornadoes hit the mayfield candle factory, i understand you were on the found there around midnight. what did you see and how have you been trying to help cut through the chaos? >> when we first went to the candle factory late friday night, it was just total chaos. but in all of that was the beauty of so many people saying yes to jump in and to help bring hope and healing. and the rescue efforts, and then the very next morning within hours, we had incredible people, a convoy of hope and god's pit crew here on the ground ready to give resources. that's what we're doing here at his house ministries right in the heart of mayfield is setting up massive distribution to make sure people are fed, people are warm, and people have the necessities to survive so they can start thinking about rebuilding here in some very, very near future. >> president biden is going to be touring mayfield in the next 30 minutes, hour or so. what would be your message to the president if you had a chance to talk to him? what would you have him know about your community? >> i would say first and foremost, our prayers are with everyone in leadership that are making decisions, but just as fast as response and the -- and then these people need temporary shelter, and these people need the message of hope from our government leaders that they are here, and so that's our biggest message for him. number one, thank you for being here. thank you for the support. all of those in leadership are in our prayers. and then in just making these swift decisions so that people can get their lives back on track. >> pastor, you obviously are a man of great faith. a man of faith as well. people see things like this happen, and a lot of folks wonder, well, where is god? how could god allow something like this to happen? what would be your pastoral response to that? >> i've got that question so many times. first and foremost, that god is not intimidated by our questions or our lack of faith, and the beauty of it psalms says that god is close to the broken hearted. god will use things that we can't see through right now through faith, because faith is the substance of things hoped for, the evidence of things not yet seen. and god will use these things to draw people not only closer to him but closer to each other, because isolation to me is so much worse than the devastation of these storms. and that is what god is using through these storms, a community coming together and unifying so many churches that would have the habit of letting the domination separate them are now coming together. like you see in that photo as one body and one mind and one accord. when we're unified, that's where healing can begin. >> let the church say amen. pastor, thank you for your time. and thank you for all that you and your church, all you guys are doing on the ground there in kentucky. be well. thanks again. we want to go back to washington now. speaker nancy pelosi holding that weekly briefing. she just spent some time talking about the debt limit. of course, raised late last night. she said in part, we should not be flirting with our economy. now she is talking about the president's build back better plan. let's listen. >> frightening things that people have trying to go to sleep at night. how are we going to pay the bills? well, build back better helps you to do that. we love the fact that it's build back better with women. build back better for the children. build back better for the planet. lowering energy costs. again, it lowers costs. so hopefully the senate will deal with that and send that to us and of course, we're also hopeful they will send us bills to protect our democracy that respects the sanktty of the vote, that keeps us a democracy. so we're prepared to come back as soon as the senate is ready to send us these bills. and it is -- it's pretty exciting. the enthusiasm that is out there for the president's package. his vision for our country. building the infrastructure in a bipartisan bill to do that, all of us, many of us are having our town meetings, our public events and our regions, and the response is just so optimistic about how these resources to build the infrastructure in a way that brings equity, fairness, justice, to it all. in a green way that protects the environment, and, again, creates good paying union jobs. jobs that, again, protect the planet as we promote jobs, as we move commerce, as we get people safely to and from school and work without staying in the car a long time, so it improves the quality of life. that's for the infrastructure bill. the build back better enhances all of that. so we're very eager, very proud of that work. i think that there's an agreement that can be made, and i look forward to working to pass that on the house side. that's kind of what we have going here. oh, did i talk about steph curry? did i talk about steph curry? just in the first -- first -- just coincidentally. the first few minutes, i was not by myself. one other member, we were in the cloak room with ella and -- well, the women who from whom i bought a hot dog to watch the game. first few minutes, boom, settled. tied. few minutes later, break the record. such dignity, with such poise and such discipline, with such excellence. and then i had to -- >> the house speaker nancy pelosi there providing some analysis of steph curry's performance last night at madison square garden. in case you had not heard, her constituent, mr. curry, broke the three-point record last night. we'll have more on that later. for now, let's bring in ali from capitol hill. we'll try to keep a close ear to the spoker in case she starts taking questions. we heard a little bit about the build back better plan. you're reporting according to two sources that the senate leader schumer is expected to punt the plan. what more can you tell us? >> yeah. craig, this is now a question of political hopes, but you just heard from speaker nancy pelosi. hoping they could have gotten the build back better agenda over the finish line before christmas, and now it's a question of political realities. those two things were always in conflict here as this bill was being negotiated. but our sources now telling our hill team that that bill is likely to be punted into next year. if you look at the realities of the new senator calendar, the bill is not fully agreed upon. there are pieces of it that could still fall out, either based on parliamentarian rulings or based on specific senators, personal policy preferences. then there's the reality joe manchin has consistently been con committal on voing on the bill. without him, they lack the votes needed to get it over the finish line. sources are telling us in lieu of build back better, the senate and chuck schumer are likely to do something on voting rights whether it's a rule carveout that allows them to do it by a simple majority. that comes in conflict with the reality that joe manchin has consistently said he wants to do this in a bipartisan fashion if they're going to be changing the rules. there doesn't seem to be an appetite for that on the republican side. a lot of pack and forth as we get toward the end of the year. the senate wanted to move on the build back better agenda by the end of the year. it does not look like at this point that is going to happen, even though a top senate leadership aid tells us they want to move forward on build back better as well as voting rights before the end of the year. but the reality here looks like there's just not enough pieces of this filled in and it doesn't look like there are the votes right now to get it done on that timeline. >> you mentioned voting rights. all of this coming after the busy overnight stretch for house lawmakers. they voted to raise the debt limit. the so-called debt ceiling by $2.5 trillion. there have been moves suggested. if they could do that to raise the debt ceiling, why couldn't or wouldn't they do that for voting rightss? >> there are certainly those people, and i think that as we move forward and see these kinds of carveouts being made, there are going to be more questions about the ways in which the rules are changed or manipulated or not to pass different pieces of the democratic agenda. i spent the last several years on the road talking with democratic voters every day who felt that if they only get get a majority in these two houses of congress, they would be able to see their agendas enacted. what's ended up the happening is the realities of the democratic caucus have made that hard. and especially with slim margins in the house and the senate, it makes sense that there are now conversations about changing the rules, but when you have people like senator joe manchin who consistently remind that he wants the rules to be changed with both parties in mind, it's harder for democrats to push forward on their agenda, because they lack the votes and the rules to be able to do that. certainly, once we saw that carveout on the debt ceiling, there were some senators including senator warnock who is a big proponent of voting rights legislation, we saw him making that point as well. that if you can do it on one of these things, why can't you do it on something as fundamental as voting rights? that's the conversation we're going to end the year with. and they'll start next year with that conversation too. >> all right. thanks as always. right now we are also keeping a very close eye on the white house, because the covid response team briefing should be getting underway any moment now. also this morning, convicted former police officer derek chauvin pleading guilty to federal charges of violating george floyd's civil rights. what happened in court, and what it could all mean for his sentence. next. for his sentence next (vo) subaru and our retailers believe in giving back. that's why, in difficult times, we provided one hundred and fifty million meals to feeding america. and now through the subaru share the love event, we're helping even more. by the end of this year, subaru will have donated over two hundred and twenty five million dollars to charity. this is what it means to be more than a car company. this is what it means to be subaru. (vo) t-mobile for business helps small business owners prosper during their most important time of year. when you switch to t-mobile and bring your own device, we'll pay off your phone up to $1000. you can keep your phone. keep your number. and get your employees connected on the largest and fastest 5g network. plus, we give you $200 in facebook ads on us! so you can reach more customers, create more opportunities, and finish this year strong. visit your local t-mobile store today. today is deadline day for thousands of u.s. soldiers all active duty members of the army must get their covid vaccine by today or face consequences that include being discharged. the air force just announced on monday that 27 airmen have been dismissed for refusing to get the shot. they are the first dismissals in the u.s. military over the vaccine mandate. nbc's kourtney joins me from the pentagon with more on where things stand. kourtney, what can we expect to hear today? >> reporter: as you mentioned, today is the deadline for the army. we don't anticipate getting their final numbers for how many active duty soldiers have met their deadline and actually being fully vaccinated by today. but the reason that the military has placed such -- and the pentagon placed such a high priority on this is they are calling this a readiness issue. they're saying in order for u.s. military members, all the services, to be able to deploy whether it's a combat environment on noncombat, they need to be healthy, physically healthy. and they have made secretary austin has made the determination that that includes being vaccinated, getting your covid vaccine. so the services have set several different deadlines. each service set the own deadline for when the members had sob vaccinated. the army is today. the most recent numbers we have officially from the army are about a week old. and they said that about 95% were fully vaccinated. 97% had at least one vaccine. a week later those numbers have ticked up a tiny bit. they're saying according to defense officials that somewhere in the neighborhood of about 3% of the active duty army have not been fully vaccinated. and some of those are in an exemption process. they're applying for a medical or religious exemption. some of them are refusing. what's important to point out is while that percentage is low, we're talking about h 480,000 plus soldiers. 1% of those is several thousand people. but again, we don't expect to get the final numbers until probably tomorrow, maybe even later once the army has them finally compiled. it's also important to point out we know at least three u.s. soldiers in that whole force have been granted a medical exception. so far no religious exemptions have been granted. >> kourtney, not to belabor the point, but 27 airmen? that's not a lot of people. did that surprise folks at the pentagon that there were so few who had to be dismissed? >> that's all we know of so far. it's still possible -- the air force was in about the same boat a month or so ago when their deadline passed. around 10,000 airmen who were in the exemption process or had flatout refused and began this process of counseling with their commanders to determine whether they were going to go forward and be administratively discharged from the military, or whether they would, in fact, get the vaccine. so -- and there are a number of airmen in that process. it's -- what's unclear at this point, though, is now that the deadline is today, there still is a counseling process that can continue on for some of these soldiers, airmen and others who decide -- who have not gotten the vaccine yet. it's not really -- it's not 100% certainty those who aren't vaccinated as of today will go through the administrative discharge process. >> got it. art, kourtney from her post at the pentagon. kourtney, thanks as always. right now the white house covid response team is holding their briefing. and this briefing as we see dr. walinski there, it starts as there's a stark new warning about the omicron variant. it says omicron has increased more than seven-fold already here in the united states. and a significant surge in infections may come as early as next month. they warn that this is all perhaps going to create a perfect storm of delta, omicron, and the flu. and, of course, all of this is happening as we are ten days away from christmas, and moving into the holiday season. i want to bring in a doctor, a physician at harvard medical school. doctor, as you know, the world health organization director general said on tuesday that this new variant, omicron, spreading at a rate unlike any other previous variant. do we know why that is? >> so it's interesting, craig. there were a couple studies that came out in the past few days. we know omicron has a 70 time increase in spread. the rate of transmission is 70 times that of delta. we also know that omicron's doubling time is three days compared to delta's which is two weeks. several weeks ago -- several months ago we called delta the hyper transmissible variant, but i think omicron is taking over. >> doctor, stand by. i want to go to dr. fauci now. he's briefing. let's listen in. >> to take a look at how we might be prepared in the context of vaccinations. and i'll divide it up into two components. next slide. the first is to look at selected in vitro neutralization studies. namely, the capability of vaccine-induced antibodies to neutralize the new omicron variant. next slide. this is data from pfizer at bio-ento be. on the left part of the slide, this is 21 days after the second dose of the pfizer product. note the purple bar in the middle on the left. it's omicron. clearly a substantial diminution in the pseudo virus neutralization hitter which is measured on the vertical access. on the right hand part of the slide, one month after the third dose, take a look now again at the purple bar. it has gone up substantially from the six which is circled on the left to 154. again, this is one of a number of representative studies. next slide. another study from the rockefeller university in new york funded by the national institute of allergy and infect, diseases, again, showing that omicron exhibits a rather profound degree of neutralization escape, looking at the low levels of the blue triangles on the left part of the panel. however, the two-dose mrna vaccinated people who received a booster dose look had a substantial increase in neutralizing activity to the tune of a 38-fold increase. and most recent data from our own vaccine research center which is the first in a series of data that will be coming out over the next few days and be published in a preprint survey next week, this is a sampling of the data. again, two weeks post dose. look at the omicron i.d. 50 neutralizing activity. substantially low. look at the three dots that are even below the level of the detection. however, if you look at two weeks post the third dose, note the substantial degree of elevation of the neutralizing titer well within the range of neutralizing omicron. next slide. now we look at selected clinical studies. next slide. as is shown here, this is not looking at booster. it's looking at the effectiveness of a two-dose pfizer vaccine against the omicron variant. on the left hand part, as has been reported in multiple other studies, the effectiveness against the co-v-2 infection is down from 80% from the preomicron variant, but note on the right-hand part of the slide that the effectiveness against hospitalization, which is critical, still maintains a 70% effectiveness. obviously this is significantly down, but there is the maintaining of a degree of protection against hospitalization. next slide. now if you look at the uk data, if you look at the delta in the blue boxes, you see that effectiveness is significantly lower when you look at the times since the vaccine was given measured in weeks. however, when you get the booster which is in the red circles for omicron, it increases to 75% effectiveness against symptomatic disease with a booster dose. so what does all of this tell us very clearly and very emphatically? last slide. the omicron variant undoubtedly compromises the effects of a two-dose mrna vaccine-induced antibodies and reduces the overall protection. however, as i showed on a prior slide, considerable protection still maintains against severe disease. the early in vitro and clinical studies i mentioned indicate that boosters reconstitute the antibody titers and enhance the vaccine protection against omicron. and so finally, our booster vaccine regimens work against omicron. at this point, there is no need for a variant-specific booster. the message remains clear, if you're unvaccinated, get vaccinated, and particularly in the arena of omicron, if you are fully vaccinated, get your booster shot. back to you, jeff. >> thanks, dr. fauci. as we just discussed, after -- >> all right. dr. fauci giving us the news we've been waiting about two weeks for, you'll recall. he said that they were going to be looking at the efficacy of that third booster with regards to whether it provides enough protection against the new variant, omicron. and dr. fauci just revealing that based on the research, based on the science, it works. third booster sufficient. no need for a fourth booster just yesterday. i have a physician with me from harvard medical school. we also heard dr. fauci saying -- i want to make sure i get this right -- the booster gives a 38-fold increase in protection against this new variant. were you surprised at all by the findings of the research and what we just heard from there from dr. fauci? >> dr. fauci is summariing studies over the last seven to ten days. i've been following the studies in realtime. basically what all the studies show is that two doses is less optimal than three doses. but when we're looking at real world data like that very large study that was -- that came out from south africa with 250,000 people, we found that two doses offer a fair amount of protection. 70% protection against hospitalization and death. we know that that's what vaccines were designed to do. the other important point that dr. fauci was stating is that the booster that third dose is critical for increasing antibody titers which is important. we're also learning with new data the booster broadens that immune response, and offers us a degree of cross protection from other variants. so if there is any silver lining here, craig, with the omicron variant arriving within the next four weeks and really seeing that surge is that our vaccines work, so we must push urgently, vaccinations and boosters in addition to masking and crowd size and ventilation. >> all right. doctor, thank you. thanks to dr. fauci as well for that breaking news. we'll talk soon. thanks again. we have more breaking news this hour. derek chauvin, the former police officer convicted of murdering george floyd has pled guilty to violating floyd's civil rights. what it could mean for his sentence on the federal charges. s sentence on the federal charges. when you have an irregular heartbeat, it's more. it's dignity. the freedom to go where you want, knowing your doctor can watch over your heart. ♪♪ people everywhere living with type 2 diabetes are waking up to what's possible... ...with rybelsus®. 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(soft music) hey dad, i'm about to leave. don't forget your hat . good morning. how can i help? i need help connecting with my students. behind every last minute save, ok, that works. and holiday surprise, thank you! a customer service rep is working unseen, making it happen. and at genesys, we're proud to help them help you everyday. breaking news, derek chauvin, the former minneapolis police officer just changed his plea to guilty in the federal case against him. he's facing federal charges of violating floyd's civil rights. the officers were indicted in may originally entering not guilty pleas. ron allen is outside the courthouse in st. paul, minnesota. ron, do we know why chauvin changed his plea? >> reporter: he didn't say exactly, but the expectation is that he is going to get -- he faced a life sentence in that federal civil rights case that was supposed to -- the trial was supposed to begin in january. by doing this, he avoids the potential life sentence. he did get a sentence for a recommended sentence of 25 years which will add to the time that he already has, 22 1/2 years because of the stay conviction the sentences will run concurrently if the judge approves that. and he is supposed to serve 90% of that time. so do the math. he could perhaps be released to serve sometime on probation when he is -- into his 60s or 70s perhaps. but more importantly than all of that, this is a big moment, because it's the first time that he has accepted some responsibility and said that he is accountable for what happened. and that is one thing that george floyd's family is taking from this. that they say this brought them some measure of closure, because there is some accountability. they also said that they wish he had done this a long time ago to spare them all the anguish and grief they have been going through, through the trial and everything else that has been going on. here's how some of george floyd's relatives reacted to the guilty plea. take a listen. >> i don't expect an apology, and i don't honestly care to have one. he knew what he was doing. he had nine minutes and 29 minutes to understand what he was doing and stop kneeling. he chose not to. >> reporter: and, of course, this is not the end of all this. there's still a federal trial for the three other officers who were involved in that incident. they also face state charges as well. so there's a lot of legal process still going on. a lot of anguish for this entire community in minneapolis. the hope was that this trial, this guilty plea would prevent the need for another trial. and, therefore, help minneapolis and the country for that matter take a pause from all of the trauma that these trials have brought. and, of course, for the family of george floyd, this is an important day, but as they say, they're never going to heal from all this. one relative said he wants chauvin to feel some of the pain that george floyd felt and some of the pain that the family is feeling now. so there's still a lot of grief, a lot of mourning for what happened for their lost brother, son, and that's, of course, probably never going to go away. but this is a moment, a step along the way toward justice, and as i said, there are still trials for the other officers to come in federal court and state court. and chauvin is likely to spend the rest of his life in prison. >> ron allen outside the courthouse for us in st. paul, minnesota. ron, thank you. we heard from the nephew of george floyd. his legal team releasing a statement moments ago. it reads in part, quote, derek chauvin callously knelt on the neck of george floyd for nine minutes 29 seconds clearly violating his civil and human rights by robbing him of breath and life. for that he should spend the rest of his life behind bars. chauvin's accomplices who will face trial in january of next year should be held accountable for their actions to the fullest extent of the law. again, that statement coming from george floyd's legal team. for the first time ever, the nation's largest police force will be led by a woman, a black woman. she has been chosen by the mayor elect to serve as the next nypd commissioner. she's a 22-year-old veteran serving in nassau county where she's the current chief of detectives. mayor elect adams, a former nypd captain called her a, quote, proven crime fighter. she will take over once the current person retires at tend of the year. real estate and race. up next, a black family whose house was appraised for half a million dollars more when they had a white person stand in for them at the appraisal. true story. we've got the details. first history. last night in new york city. >> here's curry for the record. it's good. there it is. stephen curry. the all-time three-point king of the nba. >> that was golden state warriors' star steph curry last night breaking the nba record for three-pointers sinking the 2,974th three-point shot of his career. the crowd erupted when curry hit that shot in the first 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build a future for those you love. vanguard. become an owner. so imagine erasing our identity from your home because of your race to increase its value. that's precisely what one california couple did. the value of their home increased by nearly half a million dollars. half a million bucks when they had a white person stand had a white person stand in as the owner. now their story is shedding more light on this. what did this couple tell you about their appraising process and what does their story tell us about the larger inequalities for black homeowners? >> for the vast majority of americans their home is their single greatest source of wealth. it turns out that not all opportunities are the same. >> this four bedroom home north of san francisco offers lots of light, water views, and a school down the hill. >> the house used to end here. >> they knew it was worth at least $1.3 million based on a 2019 appraisal. but looking to borrow, paul met a new appraiser and what did it say? >> $998,000. >> so less than a million. >> so almost $400,000 less than the appraisal you got a year earlier. >> so they applied for a new appraising, but i'm going to guarantee that i'm going to get the appraisal that my house is supposed to get. >> what is your best guarantee of the best rate possible? >> being white. >> so they worked to erase themselves from their own home. >> all of our art, we took that away. pictures of our family. anything that would resemble that this home belongs to a black family. put it all in the shed, put it away. >> and they asked for a white friend to stand in when the new appraiser arrived. >> what is it this time? >> $1.482 million. >> imagine what that much money you could do. that is a business, college tuition, imagine this whole community missing out on those opportunities. it shows this is a far larger problem than this one address. >> a homeowner in indianapolis used a similar tactic. >> both of my girlfriends are married to white men and i said i need to borrow a husband, and her appraial came back at double. >> the discrimination inhibits minorities. home equity is crucial for building wealth. this community was held back for decades. when paul's family came here, redlining meant it was the only place in the area where african americans were allowed to buy a home and white residents could buy and sell anywhere. today marin's medium smk is $30,000 a year. mill valley is nearly three times that. >> this home should have been your family's escape from that history. >> yes, we should not have had to repeat what my grandparents went through. it's frustrating because we're not as far along as we think we are. >> the original appraiser did not respond to our inquiry. >> it's a system that creating inequity in our country. >> how will we change the system? will our story be a catalyst to changing the system that is negatively affecting black and brown people every day? >> now craig, it is illegal since the 1960s so news race when applying for an appraisal. they want to put the dream of wealth in the hands of more people. >> wild report. >> 37 million, that's how many americans are batting kidney business. it's an issue that hits close to home for so many, including here in our nbc family. ron miner spent decades with our dc affiliate. he has been working for years to raise awareness about kidney disease and transplants. ron got a kidney from his wife, and that kidney failed and now he needs a trance plant once again. this conversation aired earlier on the third hour of today. >> it's taking our life away. we're existing but we're not really living. >> well, if i don't get it soon i will did on dialysis for what i have left. we pray a lot. >> and people that come forward might not be a match for ronnie, and they could be a match for someone else and someone else could be a match for ronnie. >> this holiday season ron and cathy are looking for their miracle. in the process they may be able to save others as well. for more information, go to today.com. that will do it for me this hour, andrea mitchell reports starts next. , andrea mitchell r starts next. ♪ ♪are you ready for me♪ ♪are you ready♪ ♪are you ready♪ fine, no one leaves the table until your finished. fine, we'll sleep here. ♪♪ it's the easiest because it's the cheesiest. kraft. for the win win. at progressive, we love your pets as much as you do, like this guy in a hat. that's why progressive car insurance covers your pets for up to $1,000 if they're ever in a car accident with you. this mini majorette's gonna march her way right into your heart. -i'm sorry. can we stop? i know that we're selling car insurance here, but, you know, all the cute little animals, it's too much. define "too much." what's wrong with cute animals? -so are we doing this or what? -nah, it's over. 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[daughter] slurping don't pay for water. pay for clean. it's got to be tide. >> man: what's my safelite story? i spend a lot of time in my truck. it's my livelihood. ♪ rock music ♪ >> man: so i'm not taking any chances when something happens to it. so when my windshield cracked... my friend recommended safelite autoglass. they came right to me, with expert service where i needed it. ♪ rock music ♪ >> man: that's service i can trust... no matter what i'm hauling. right, girl? >> singers: ♪ safelite repair, safelite replace. ♪ thinkorswim® by td ameritrade is more than a trading platform. it's an entire trading experience. with innovation that lets you customize interfaces, charts and orders to your style of trading. personalized education to expand your perspective. and a dedicated trade desk of expert-level support. that will push you to be even better. and just might change how you trade—forever. because once you experience thinkorswim® by td ameritrade ♪♪♪ there's no going back. good day, everyone. this is andrea mitchell reports in new york today. president biden is in kentucky getting a firsthand look of a tour across the state. the president will be visiting two pounds hit hardest by the tornadoes. mayfield and then dawson springs where he will be delivering remarks on the state and federal response this afternoon. the coronavirus pan determine sick raging with the omicron

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