together and wrote a series of regulations that made it virtually imupon for people who had their own plans or small group plans or in plans provided by big employers, and enself-insured employers, to keep the plan they had. >> why would those who were for -- >> because certain rules. all of these employers had to provide insurance for your child until your child reaches 26. all of them had to eliminate caps on annual and lifetime payouts -- >> they've already done that. >> yes, but when those requirements were put in, in 2010, it made it impossible to, quote, grandfather those plans because the insurers or the self-insurers had to collect the money from someone. those are expensive -- >> what happens now. >> so, now you're going to see the other shoe drop. you heard about the millions of people, in the individual market, who have gotten letters they're plans are cancelled. in the next year many millions of people in the small group market and who work for large