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B9Creations 3D printer uses Mechnano s nanomaterials
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Retired and Returning to Work: How the Extra Income Could Collide With Other Financial Considerations
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May 18, 2021
RAPID CITY, S.D. On the surface, you wouldn’t think Black Hills Works would have much in common with 3D printing company B9 Creations, but they do now. They’ve entered into a partnership to help many of the people served by Black Hills Works.
Black Hills Works provides homes, employment, and social outlets for adults with disabilities. To make life easier and provide a level of independence, the organization reached out to 3D manufacturer B9 Creations. Through the partnership, B9 Creations will manufacture 3D printed assistive devices, such as grips for wheelchairs, waterproof call lights, and tools for use in the workplace.
While it s possible to buy a house with less than 20% down the average is 12% overall and 6% for first-time buyers going that route also might mean paying private mortgage insurance, or PMI, until your equity is at least 20% of the home s value. PMI can run $30 to $70 monthly for each $100,000 borrowed, according to Freddie Mac.
For a $250,000 house, a 6% down payment would be $15,000. At 20%, it would be $50,000. Those amounts don t include other costs related to the purchase, such as transfer taxes or points, which generally lower the interest rate on the loan. (One point is equal to 1% of the mortgage).
Nevertheless, using Roth IRA money to buy a house is not a strategy that makes sense for everyone. Here s what to consider.