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ICICI Home Loan Eligibility Calculator, ICICI Home Loan Eligibility Criteria
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HDFC Home Loan Eligibility Calculator, HDFC Home Loan Eligibility Criteria
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April 23, 2021
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Homebuying is a bittersweet journey. Sweet because you are making the leap to the next life stage with a place that you can call home.
But the bitter part is where you have to go through multiple obstacles before you can complete your homebuying journey.
Luckily, there are ways to make your homebuying journey a breeze - if you know where to look.
In this article, we take a more in-depth look into five property services that can benefit you when you buy your next home.
1. The new HDB flat portal
If you are planning to buy an HDB unit, the most relevant source to consult is definitely HDB itself.
Updated Feb 15, 2021 | 06:34 IST
Any one or a combination of these methods can help you improve your overall home loan eligibility significantly Planning to apply for a home loan? How to improve your loan eligibility
New Delhi: There are quite a few ways to increase your home loan eligibility. Any one or a combination of these methods can help you improve your overall home loan eligibility significantly.
How to improve your home loan eligibility?
Choose a longer tenure: Opting for longer tenure ensures that the borrower has additional time to repay the loan which in turn will result in timely payment and also reduce the risk of the lender. Increasing home loan tenure increases home loan eligibility as the lender will get an idea that you have more time to repay the loan.
Updated Jan 14, 2021 | 06:17 IST
Taking a joint home loan comes with its own benefits and perks. For instance, if you make your wife the primary applicant in the home loan you could get the loan at a lower interest rate Applying for a home loan? Check out the benefits of taking a joint loan | Photo Credit: BCCL
New Delhi: For many aspiring homebuyers, the current low-interest-rate scenario could be an ideal time to avail of a Home Loan. Home loans are secured and convenient loans as one can repay the loan over a period of time, through the EMI option. Most of the banks have made it mandatory to have a co-applicant while applying for a home loan. While it is not necessary for a co-applicant to be a co-owner, some banks insist on the co-owner being a co-applicant. A co-owner has a share in the property, while a co-applicant is only responsible for repaying the loan in case the primary applicant fails to service the loan. However, to avail of tax
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