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Since its creation, Pakistan has only seen two major innovations in the payment space. The first happened in 2008 when Tameer Bank in conjunction with Telenor launched the ‘Easypaisa’ service. The transformation of Kiryana stores into branchless banking agents suddenly made domestic payments convenient, secure and transparent. About 90,000 locations were available for consumers as opposed to 12,500 bank branches. Easypaisa was followed by many other players and the over-the-counter service was upgraded to mobile wallets. This was huge from a financial inclusion perspective as currently there are more than 46 million wallets and over 10 per cent of our GDP being moved in transactional volume.

Benazir income support programTameer bankBank fund transferInternational organisation of standardisationState bankUnified payment interfaceInter bank fund transferReal time gross settlementInternational organisationBenazir income supportதமீர் வங்கிவங்கி நிதி பரிமாற்றம்நிலை வங்கிஒருங்கிணைந்த கட்டணம் இடைமுகம்இடை வங்கி நிதி பரிமாற்றம்ரியல் நேரம் மொத்த தீர்வு