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April 30, 2021 Yes Bank has laid out a technology driven strategy to grow its retail and small-medium-enterprise lending business over the coming two years. The bank was traditionally a big corporate lender a few years ago, but things have changed over the last year after the Reserve Bank of India (RBI) appointed a new board and replaced the management of the bank. Yes Bank aims to grow its digital sourcing by 10% through payments platforms and partnerships with large aggregators, intermediaries and neo-banks, it said in its financial results. The bank posted a net loss of Rs 3,788 crore in Q4 FY21. “Our medium term objective is to have 60% retail and SME loan book and 40% corporate book. While corporate book has declined marginally, we are looking to grow it selectively,” said Prashant Kumar, Managing Director and Chief Executive Officer, Yes Bank.

Rajan pentalPrashant kumarSenior groupYes bankReserve bankManaging directorChief executive officerUnified payments interfaceCurrent savings accountsArtificial intelligenceSenior group presidentGlobal headRetail bankingInterest incomeராஜன் பல்பிரஷண்ட் குமார்