The typical mortgage is now selling out in 21 days as rates are pushed ever-lower - but buyers are committing to their deals for longer as they use longer terms to keep up with price rises.
Those with energy efficient new-build homes could soon borrow up to £12,000 more on their mortgage with one lender, as a barrage of green mortgages hits the market.
Mortgage rates have continued their downward slide, with multiple deals now available with less than 0.90 per cent interest - but borrowers should watch out for hefty fees.