I agreed a new mortgage last year when rates were rising quickly, but it doesn t start until next month. Can I back out for a cheaper deal, and will I be charged a penalty?
Interest rates may be falling slightly, but getting the right deal for you is still far from straightforward. We explain how to choose a mortgage broker to advise you through these tricky times.
Mortgage rates are changing rapidly. Where do home buyers stand if things change before they complete, and can they ask their lender for a better deal?
Rates on 5% deposit mortgages are more than 6%, which will impact what first-time buyers can afford - but house prices are set to get cheaper which could boost their deposits.