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Banks are offering senior citizens special fixed deposit (FD) schemes, providing higher interest rates on term deposits SBI vs HDFC Bank vs ICICI Bank vs Axis Bank: Know which special FD scheme is the best  New Delhi: Special bank fixed deposit (FD) schemes for senior citizens have been extended till June 30, 2021. While bank fixed deposits for tenures up to 5 years are offering a return of around 5.5 per cent, most senior citizens, especially those whose long-term deposits are coming up for renewals, are in a fix. Banks are offering senior citizens special fixed deposit (FD) schemes, providing higher interest rates on term deposits.

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