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Author Bio James Brumley is former stockbroker with a large Wall Street firm, and a former trading analyst for a small, options-based newsletter. After twenty years of professional experience in and around the market, his approach is one that combines fundamentals, sentiment, and common sense. It s also an approach that respects this John Keynes reality: The market isn t always rational. Follow @jbrumley The average cost of a four-year college degree currently stands around $40,000, though once food and housing expenses are added to the mix, the price of an education can approach six figures. In other words, higher education ain t cheap. Most people and families can t afford it without significant financial help.

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