Want to apply for Kisan Credit Card? Keep these points in mind before applying
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Disrupting a crop loan ecosystem with automation
Digitisation will help banks serve the farmers is a more transparent manner - Raju Sanadi×
Digitisation and use of data analytics will go a long way in providing crop loans to farmers With process automation & digitisation of numerous data points involved in crop loan operation, the segment is a mammoth big-data game There is an urgent need to adopt modern financial technology in crop loaning Banks need to look at crop loans as a great business opportunity and not a necessary evil thrust upon them by the government
In the absence of available data, disbursal of loans to farmers through Kisan Credit cards becomes a hectic task for banks, which results in delays and even denial of loans, at times leading to farmers borrowing on unfavourable terms from moneylenders.